ConnectOne Bancorp, Inc. (CNOB) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you and welcome to the Connect One Bancorp Inc. Third Quarter 2025 Earnings Call. At this time, all participants are in a listen-only mode. A brief question and answer session will follow the formal presentation. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Sia Vonsia, our Chief Brand and Innovation Officer. Ma'am, please go ahead. Good morning and welcome to today's conference call to review Connect One's results for the third quarter of 2025 and to update you on recent developments. On today's conference call will be Frank Sorrentino, Chairman and Chief Executive Officer, and Bill Burns, Senior Executive Vice President and Chief Financial Officer. I'd also like to caution you that we may make forward-looking statements during today's conference call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings. The forward-looking statements included in this conference call are only made as of the date of this call. The company is not obligated to publicly update or revise them. In addition, certain terms used in this call are non-GAAP financial measures, reconciliations of which are provided in the company's earnings release and accompanying tables or schedules, which have been filed today on Form 8K with the SEC and may also be accessed through the company's website. I will now turn the call over to Frank Sorrentino. Frank, please go ahead. Thank you, Cian. Good morning, everyone. We used to report that during the third quarter, we continued to build upon our strategic objectives. Clear reflection, our team's focus, client dedication, and discipline. As a result, the integration of our mergers complete credit quality...