Conduit Holdings Limited (CRE) Q4 2025 Earnings Call

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WEBVTT 00:00:00.082 -- 00:00:06.251 Good day, everyone. Welcome to Conduit's full year 2025 results presentation. 00:00:06.251 -- 00:00:10.917 We appreciate your time today as we discuss our performance for the year. 00:00:10.917 -- 00:00:16.225 Joining me on the call are Neil Eckert, Chief Executive Officer, Elaine Whelan, 00:00:16.225 -- 00:00:18.906 Chief Financial Officer. 00:00:19.229 -- 00:00:22.754 Please note our disclaimer language on slide two. 00:00:22.754 -- 00:00:27.638 I will now turn the call over to our CEO, Neil Eckert. 00:00:27.861 -- 00:00:31.021 Thanks, Brett. Welcome to our presentation. 00:00:31.021 -- 00:00:35.308 As Brett mentioned, I'm joined by Elaine Whelan, our CFO. 00:00:35.308 -- 00:00:40.476 Today's presentation will cover our business performance for 2025 and our view 00:00:40.476 -- 00:00:45.544 of the market and January renewals. I will also provide an update on some key 00:00:45.544 -- 00:00:50.552 actions we have taken during the year. Elaine will provide some additional detail 00:00:50.552 -- 00:00:55.681 on our financial investment highlights for the year before closing remarks and time 00:00:55.681 -- 00:00:57.841 for questions. 00:00:57.912 -- 00:01:02.779 We have had some significant changes within the executive team over the last 12 months 00:01:02.779 -- 00:01:07.242 that have brought additional depth and expertise to the organisation. 00:01:07.365 -- 00:01:12.313 Although he is not with us on the call, I'm excited that Stephen Postlewhite officially 00:01:12.313 -- 00:01:16.739 joined Conduit as Chief Underwriting Officer in late January. 00:01:16.739 -- 00:01:21.806 Stephen brings a strong CUO background to Conduit and is quickly getting immersed 00:01:21.806 -- 00:01:28.051 into the business. I have no doubt that he will ...