Andrew Toy
Chief Executive Officer
Replay available
Clover Health Investments, Corp. (NASDAQ: CLOV) Q4 2025 earnings conference call, held 2026-02-26. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Chief Financial Officer
Analyst, UBS
Analyst, Canaccord Genuity
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WEBVTT 00:00:00.031 -- 00:00:04.539 Hello and welcome to Clover Health's fourth quarter 2025 earnings call. 00:00:04.539 -- 00:00:08.586 We ask that you please hold all questions until the completion of the formal remarks, 00:00:08.586 -- 00:00:12.893 at which time you will be given instructions for the question and answer session. 00:00:12.893 -- 00:00:16.720 Also, as a reminder, this conference is being recorded today. 00:00:16.720 -- 00:00:19.965 If you have any objections, please disconnect at this time. 00:00:19.965 -- 00:00:22.002 Ryan, you may begin. 00:00:22.002 -- 00:00:26.126 good afternoon everyone joining me on our call today to discuss the company's fourth 00:00:26.126 -- 00:00:31.672 quarter and full year 2025 results are andrew toy cloverhealth's chief executive officer 00:00:31.672 -- 00:00:36.117 and peter kypers the company's chief financial officer you can find today's press release 00:00:36.117 -- 00:00:39.640 in the accompanying supplemental slides as well as the company's most recent investor 00:00:39.640 -- 00:00:45.404 deck in the investor events and presentation section of our website at investors.cloverhealth.com 00:00:45.847 -- 00:00:49.511 This webcast is being recorded and a replay will be available in the investor relations 00:00:49.511 -- 00:00:54.075 section of the Clover Health website. I'd also like to caution you that we may make forward-looking 00:00:54.075 -- 00:00:57.919 statements during today's call that are subject to risks and uncertainties, including 00:00:57.919 -- 00:01:02.304 expectations about future performance. Factors that may cause actual results to differ 00:01:02.304 -- 00:01:07.168 materially from expectations are detailed in our SEC filings, including in the risk factors 00:01:07.168 -- 00:01:11.733 section of ou...