Clipper Realty Inc. (CLPR) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.398 Welcome to the Clipper Realty Q4 earnings call. 00:00:04.398 -- 00:00:07.963 At this time, all participants have been placed on a listen-only mode, and the floor 00:00:07.963 -- 00:00:11.569 will be open for questions and comments after the presentation. 00:00:11.569 -- 00:00:17.118 It is now my pleasure to turn the floor over to your host, Lawrence Sava, Corporate Controller. 00:00:17.118 -- 00:00:19.779 Sir, the floor is yours. 00:00:20.783 -- 00:00:25.611 Good afternoon, and thank you for joining us for the fourth quarter 2025 Clipper Realty, 00:00:25.611 -- 00:00:30.060 Inc. earnings conference call. Participating with me on today's call are David Bichester, 00:00:30.060 -- 00:00:35.208 Co-Chairman of the Board and Chief Executive Officer, JJ Bichester, Chief Operating Officer, 00:00:35.208 -- 00:00:38.312 and Larry Kreider, Chief Financial Officer. 00:00:38.312 -- 00:00:41.998 Please be aware that statements made during the call that are not historical may be deemed 00:00:41.998 -- 00:00:46.344 forward-looking statements and actual results may differ materially from those indicated 00:00:46.344 -- 00:00:50.230 by such forward-looking statements. These statements are subject to numerous risks and 00:00:50.230 -- 00:00:54.702 uncertainties. including those disclosed in the company's 2025 Annual Report in Form 00:00:54.702 -- 00:01:00.489 10-K, just filed today, which is accessible at www.scc.gov 00:01:01.255 -- 00:01:05.483 and our website. As a reminder, the forward-looking statements speak only as the date 00:01:05.483 -- 00:01:10.553 of this call, February 26, 2026, and the company undertakes no duty 00:01:10.553 -- 00:01:12.408 to update them. 00:01:12.408 -- 00:01:16.794 During this call, management may refer to certain non...