Chime Financial, Inc. (CHYM) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Please stand by, your program is about to begin. Good afternoon and welcome to QIIME Financial, Inc.'s second quarter 2026 earnings conference call. Following the speakers' remarks, we will open the lines for questions. As a reminder, this conference call is being recorded and a replay of this call will be available on our investor relations website for a reasonable period of time after the call. I'd now like to turn the call over to Peter Stabler, Vice President of Investor Relations. Thank you. You may begin. Good afternoon, everyone, and thank you for joining us for CHIME's second quarter 2026 earnings conference call. Joining me today are Chris Britt, our co-founder and CEO, and Matt Newcomb, our CFO. Mark Troughton, our president, will participate in the Q&A session. As a reminder, we will disclose non-GAAP financial measures on this call. Definitions and reconciliations between our GAAP and non-GAAP results can be found in our earnings release and earnings presentation posted on our IR website at investors.chime.com. We will also make forward-looking statements on this call, including statements about our business, future outlook, and goals. Such statements are subject to known and unknown risks and uncertainties that could cause actual results to differ materially from those described. Many of these risks and uncertainties are described in our SEC filings, including our Form 10-Q, filed on May 7, 2026. Forward-looking statements represent our beliefs and assumptions only as of the date such statements are made. We disclaim any obligation to update any forward-looking statements, except as required by law. I'll now hand the call over to Chris. Thanks, Peter, and thank you all for joining us today. Q2 was an exceptionally strong quarter with outperformance acros...