Chime Financial, Inc. (CHYM) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.133 Please stand by, your program is about to begin. 00:00:04.394 -- 00:00:09.718 Good afternoon and welcome to QIIME Financial, Inc.'s second quarter 2026 earnings 00:00:09.718 -- 00:00:11.579 conference call. 00:00:11.579 -- 00:00:16.003 Following the speakers' remarks, we will open the lines for questions. 00:00:16.003 -- 00:00:20.466 As a reminder, this conference call is being recorded and a replay of this call will 00:00:20.466 -- 00:00:24.869 be available on our investor relations website for a reasonable period of time after 00:00:24.869 -- 00:00:26.390 the call. 00:00:26.390 -- 00:00:31.845 I'd now like to turn the call over to Peter Stabler, Vice President of Investor Relations. 00:00:31.845 -- 00:00:34.465 Thank you. You may begin. 00:00:35.768 -- 00:00:39.730 Good afternoon, everyone, and thank you for joining us for CHIME's second quarter 2026 00:00:39.730 -- 00:00:45.014 earnings conference call. Joining me today are Chris Britt, our co-founder 00:00:45.014 -- 00:00:48.876 and CEO, and Matt Newcomb, our CFO. 00:00:48.876 -- 00:00:53.600 Mark Troughton, our president, will participate in the Q&A session. 00:00:53.600 -- 00:00:57.885 As a reminder, we will disclose non-GAAP financial measures on this call. 00:00:57.885 -- 00:01:02.788 Definitions and reconciliations between our GAAP and non-GAAP results can be found in 00:01:02.788 -- 00:01:09.772 our earnings release and earnings presentation posted on our IR website at investors.chime.com. 00:01:12.255 -- 00:01:16.378 We will also make forward-looking statements on this call, including statements about 00:01:16.378 -- 00:01:19.500 our business, future outlook, and goals. 00:01:19.500 -- 00:01:24.143 Such statements are subject to known and unknown risks and uncertainties ...