Central Bancompany, Inc. (CBC) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.539 and thank you for standing by. Welcome to the Central Band Company first 00:00:05.539 -- 00:00:10.968 quarter 2026 earnings conference call. At this time, all participants 00:00:10.968 -- 00:00:14.974 are in a listen-only mode. After the speaker's presentation, there'll be a question and 00:00:14.974 -- 00:00:19.701 answer session. To ask a question during the session, you'll need to press star 11 on 00:00:19.701 -- 00:00:24.529 your telephone. You will then hear an automated message advising your hand is raised. 00:00:24.529 -- 00:00:27.976 To answer your question, please press star 11 again. 00:00:27.976 -- 00:00:31.161 Please be advised that today's conference is being recorded. 00:00:31.161 -- 00:00:35.888 I would now like to turn the conference over to your speaker for today, John Ross, President 00:00:35.888 -- 00:00:37.550 and CEO. Please go ahead. 00:00:37.550 -- 00:00:39.550 Thank 00:00:39.974 -- 00:00:44.481 you, Operator. Good morning, and thank you for joining us for Central Bank Company's 00:00:44.481 -- 00:00:49.649 first quarter 2026 earnings call. With me in the room today are our Chief 00:00:49.649 -- 00:00:54.516 Financial Officer, Jim Cerulli, Chief Customer Officer, Dan Westhues, and Chief Credit 00:00:54.516 -- 00:00:59.157 Officer, Eric Holdren. As a reminder, I'd like to point out that the discussion today 00:00:59.157 -- 00:01:03.603 is subject to the same forward-looking considerations outlined on page three of our press 00:01:03.603 -- 00:01:05.246 release. 00:01:05.246 -- 00:01:09.772 Today, we plan to briefly discuss first quarter highlights before opening the line for 00:01:09.772 -- 00:01:11.334 questions. 00:01:11.334 -- 00:01:16.799 Before I turn to the numbers, please allow me to share some non-fina...