Ibrahim Poonawalla
Analyst, Bank of America Merrill Lynch
Replay available
Canadian Imperial Bank of Commerce (NYSE: CM) Q4 2025 earnings conference call, held 2025-12-04. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:04.976 Good morning. Welcome to the CIBC Q4 Quarterly Results Conference Call. 00:00:04.976 -- 00:00:07.959 Please be advised that this call is being recorded. 00:00:07.959 -- 00:00:12.103 I would now like to turn the meeting over to Jeff Weist, Senior Vice President, Investor 00:00:12.103 -- 00:00:15.146 Relations. Please go ahead, Jeff. 00:00:15.146 -- 00:00:19.930 Thank you, and good morning. We will begin this morning's presentation with opening remarks 00:00:19.930 -- 00:00:24.435 from Harry Cullum, marking his first earnings call as our President and Chief Executive 00:00:24.435 -- 00:00:29.696 Officer, followed by Rob Cedran, our Chief Financial Officer, and Frank Goose, our risk 00:00:29.696 -- 00:00:31.258 officer. 00:00:31.258 -- 00:00:35.603 Also on the call today are our group heads, including Raj Panosian, Personal and Business 00:00:35.603 -- 00:00:40.109 Banking Canada, and Susan Rimmer, Commercial Banking and Wealth Management. 00:00:40.109 -- 00:00:44.494 I'd like to take a moment to introduce two new members of our executive leadership team, 00:00:44.494 -- 00:00:48.079 Christian Exshaw from Capital Markets and Kevin Lee from our U.S. 00:00:48.079 -- 00:00:53.254 region. Christian and Kevin have served with our bank for over 17 years and 23 years, 00:00:53.254 -- 00:00:58.202 respectively, and bring exceptional leadership, a proven track record of performance, 00:00:58.202 -- 00:01:01.447 and exemplify our purpose-led and collaborative culture. 00:01:01.447 -- 00:01:06.265 Please join me in welcoming them to our new group heads. 00:01:06.265 -- 00:01:10.571 We have a hard stop at 830 and would like to give everyone a chance to participate this 00:01:10.571 -- 00:01:15.299 morning. So, as usual, we ask that you please lim...