Brown & Brown, Inc. (BRO) Q4 2025 Earnings Call

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WEBVTT 00:00:00.352 -- 00:00:03.216 Good morning and welcome to the Brown and Brown Inc. 00:00:03.216 -- 00:00:07.142 Fourth Quarter Earnings Call. Today's call is being recorded. 00:00:07.142 -- 00:00:11.689 Please note that certain information discussed during this call, including information 00:00:11.689 -- 00:00:15.574 contained in the slide presentation posted in connection with this call and including 00:00:15.574 -- 00:00:20.461 answers given in response to your questions, may relate to future results and events 00:00:20.461 -- 00:00:22.985 or otherwise be forward-looking in nature. 00:00:22.985 -- 00:00:27.171 Such statements reflect our current views with respect to future events, including those 00:00:27.171 -- 00:00:31.639 related to the company's anticipated financial results for the fourth quarter and are 00:00:31.639 -- 00:00:36.668 intended to fall within the safe harbor provisions of the security laws. 00:00:36.668 -- 00:00:42.156 Actual results or events in the future are subject to a number of risks and uncertainties 00:00:42.156 -- 00:00:47.706 and may differ materially from those currently anticipated or desired 00:00:47.706 -- 00:00:52.090 or referenced in any forward-looking statements made as a result of a number of factors. 00:00:52.090 -- 00:00:55.934 Such factors include the company's determination as it finalizes its financial results 00:00:55.934 -- 00:00:59.437 for the first quarter that its financial results differ from the current preliminary 00:00:59.437 -- 00:01:02.760 unaudited numbers set forth in the press release issued yesterday. 00:01:02.760 -- 00:01:07.364 The fact is that the company may not have currently identified or quantified in those 00:01:07.364 -- 00:01:11.128 risks and uncertainties identified from time to time in the...