Brighthouse Financial, Inc. (BHF) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.878 Good morning, ladies and gentlemen, and welcome to Bright House Financial's second quarter 00:00:03.878 -- 00:00:09.289 2025 earnings conference call. My name is Michelle and I will be your coordinator 00:00:09.289 -- 00:00:12.815 today. At this time, all participants are in a listen-only mode. 00:00:12.815 -- 00:00:17.344 We will facilitate a question and answer session towards the end of the conference call. 00:00:17.344 -- 00:00:21.993 In fairness to all participants, please limit yourself to one question and one follow-up. 00:00:21.993 -- 00:00:26.659 As a reminder, The conference is being recorded for replay purposes. 00:00:26.659 -- 00:00:31.324 I would now like to turn the presentation over to Dana Amante, Head of Investor Relations. 00:00:31.324 -- 00:00:33.867 Ms. Amante, you may proceed. 00:00:33.867 -- 00:00:37.731 Thank you, and good morning. Welcome to Bright House Financial's second quarter 2025 00:00:37.731 -- 00:00:42.856 earnings call. Material for today's call were released last night and 00:00:42.856 -- 00:00:46.560 can be found on the Investor Relations section of our website. 00:00:46.560 -- 00:00:50.352 We encourage you to review all of these materials. 00:00:50.352 -- 00:00:55.018 Today, you will hear from Eric Stagerwald, our President and Chief Executive Officer, 00:00:55.018 -- 00:00:58.121 and Ed Spihar, our Chief Financial Officer. 00:00:58.121 -- 00:01:03.107 Following our prepared remarks, we will open the call up for a question and answer period. 00:01:03.107 -- 00:01:07.593 Also here with us today to participate in the discussions are Miles Lambert, our Chief 00:01:07.593 -- 00:01:12.679 Distribution and Marketing Officer, David Rosenbaum, Head of Product and Underwriting, 00:01:12.679 -- 00:01:16.34...