BILL Holdings, Inc. (BILL) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.797 of Investor Relations, Karen Sansok. With that, I'd like to turn the call over to Karen 00:00:04.797 -- 00:00:08.862 Sansok for introductory remarks. Karen? 00:00:08.862 -- 00:00:13.748 Thank you, Operator. Welcome to Bill's fiscal third quarter 2025 earnings conference 00:00:13.748 -- 00:00:18.675 call. We issued our earnings press release a short time ago and furnished the related 00:00:18.675 -- 00:00:23.841 form 8K to the SEC. The press release can be found on the Investor Relations 00:00:23.841 -- 00:00:27.352 section of our website at investor.bill.com. 00:00:27.352 -- 00:00:32.618 With me on the call today are Renee LeCert, Chairman, CEO, and Founder of Bill, 00:00:32.618 -- 00:00:37.624 and John Reddick, President and CFO. Before we begin, please remember 00:00:37.624 -- 00:00:41.929 that during the course of this call, we may make forward-looking statements about the 00:00:41.929 -- 00:00:47.075 future business, operations, targets, products, and expectations of Bill that 00:00:47.075 -- 00:00:50.519 involve many assumptions, risks, and uncertainties. 00:00:50.519 -- 00:00:55.955 If any of these risks or uncertainties develop, or if any of the assumptions prove incorrect, 00:00:55.955 -- 00:01:00.859 Actual results could differ materially from those expressed or implied by our forward-looking 00:01:00.859 -- 00:01:02.281 statements. 00:01:02.281 -- 00:01:06.765 For additional discussion, please refer to the text in the company's press release issued 00:01:06.765 -- 00:01:11.929 today and to our periodic reports filed with the SEC, including our most 00:01:11.929 -- 00:01:17.354 recent annual report on Form 10-K and quarterly reports on Form 10-Q. 00:01:17.354 -- 00:01:21.618 We disclaim any obligation to update any forward...