Annabel Ross
Barranjari Analyst
Replay available
Bendigo and Adelaide Bank Limited (ASX: BEN) Q4 2026 earnings conference call, held 2026-08-24. Replay captured from the company's public earnings webcast.

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04082-03e2-74f3-83d2-a2b22a266ee9 Created: 2026-08-26T23:57:42.499Z Duration: 4634.018 Channels: 1 00:00:00.000 -- 00:00:01.280 Good morning, everyone. 00:00:02.159 -- 00:00:04.880 Thanks for joining us for Bendigo Bank's twenty 00:00:04.880 -- 00:00:07.120 twenty six full year results briefing. 00:00:08.400 -- 00:00:11.040 Let me begin today by acknowledging the traditional 00:00:11.040 -- 00:00:12.880 owners of the lands in which we meet 00:00:12.880 -- 00:00:15.759 today, the Gadigal people of the Eora nation. 00:00:16.375 -- 00:00:18.295 And I pay my respects to their elders 00:00:18.295 -- 00:00:20.455 past, present, and emerging. 00:00:21.175 -- 00:00:23.415 I also extend my respects to the Aboriginal 00:00:23.415 -- 00:00:25.575 and Torres Strait Islander people who are present 00:00:25.575 -- 00:00:26.375 on the call today. 00:00:28.310 -- 00:00:31.509 Following our recent results announcement on the August 00:00:31.509 -- 00:00:33.910 18, we have slightly adjusted our approach to 00:00:33.910 -- 00:00:35.110 the result presentation 00:00:35.110 -- 00:00:35.910 today. 00:00:36.950 -- 00:00:39.030 Richard will start with a high level overview 00:00:39.030 -- 00:00:40.710 of the key performance highlights. 00:00:40.870 -- 00:00:43.350 He'll run through the strategic deliverables 00:00:43.645 -- 00:00:45.725 and an update on the AMLCTF 00:00:45.725 -- 00:00:46.445 program. 00:00:47.485 -- 00:00:50.045 Andrew will then step through the audited financial 00:00:50.045 -- 00:00:50.765 performance 00:00:50.925 -- 00:00:53.485 and provide an overview of our credit position 00:00:53.485 -- 00:00:55.565 within the current macro environment. 00:00:56.285 -- 00:00:57.885 We'll then move on to Q and A. 00:00:58....