Beacon Financial Corporation Common stock (BBT) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. At this time, I would like to welcome everyone to the Beacon Financial Corporation third quarter earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. Thank you. I would now like to turn the call over to Dario Hernandez, Corporate Counsel. You may begin. Thank you, Jean, and good afternoon, everyone. Yesterday, we issued our earnings release presentation, which is available on the investor relations page of our website, DeakinFinancialCorporation.com, and as it's filed in the SEC. This afternoon's call will be hosted by Paul Farrell and Carl Carlson. During this question and answer session, they will be joined by Mark McEljohn, Chief Credit Officer. This call may contain forward-looking statements with respect to the financial condition, results of operations, and business of Beacon Financial Corporation. Please refer to page 2 of our earnings presentation for our forward-looking statement disclaimer. Also, please refer to our other filings with the Securities and Exchange Commission, which contain risk factors that could cause actual results to differ materially from these forward-looking statements. Any references made during this presentation to non-GAAP measures I've only made to assist you in understanding Beacon Financial's results and performance trends and should not be relied on as financial measures of actual results or future predictions. For a comparison and reconciliation to GAAP earnings, please see our earnings release. At th...