Banner Corporation (BANR) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.098 -- 00:00:04.905 Hello, everyone, and thank you for joining the Banner Corporation third quarter 2025 00:00:04.905 -- 00:00:07.609 conference call and webcast. 00:00:07.609 -- 00:00:10.933 My name is Claire, and I will be coordinating your call today. 00:00:10.933 -- 00:00:15.239 During the presentation, you can register a question by pressing star followed by one 00:00:15.239 -- 00:00:20.467 on your telephone keypad. If you change your mind, please press star followed by two 00:00:20.467 -- 00:00:25.554 on your telephone keypad. I will now hand over to Mark Rescovich, President and CEO of 00:00:25.554 -- 00:00:29.557 Banner Corporations, to begin. Please go ahead. 00:00:31.452 -- 00:00:33.474 Thank you, Claire, and good morning, everyone. 00:00:33.474 -- 00:00:40.178 I would also like to welcome you to the third quarter earnings call for Banner Corporation. 00:00:40.440 -- 00:00:45.625 Joining me on the call today is Rob Butterfield, Banner Corporation's chief financial 00:00:45.625 -- 00:00:47.186 officer, 00:00:47.186 -- 00:00:54.012 Jill Rice, our chief credit officer, and Rich Arnold, our head of investor relations. 00:00:54.012 -- 00:00:58.855 Rich, would you please read our forward-looking Safe Harbor statement? 00:00:58.937 -- 00:01:03.774 Sure, Mark. Good morning. Our presentation today discusses Banner's business outlook 00:01:03.774 -- 00:01:06.857 and will include forward-looking statements. 00:01:06.857 -- 00:01:11.142 These statements include descriptions of management's plans, objectives, or goals for 00:01:11.142 -- 00:01:15.607 future operations, products or services, forecasts of financial or other performance 00:01:15.607 -- 00:01:20.872 measures, and statements about Banner's general outlook for economic and other conditions. 00...