Bank of Marin Bancorp (BMRC) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.694 Good morning, and thank you for joining Bank of Marin Bancorp's earnings call for the 00:00:03.694 -- 00:00:08.799 second quarter ended June 30th, 2025. I am Chrissy Meyer, Corporate Secretary 00:00:08.799 -- 00:00:14.184 for Bank of Marin Bancorp. During the presentation, all participants will be in a listen-only 00:00:14.184 -- 00:00:19.029 mode. After the call, we will conduct a question and answer session. 00:00:19.029 -- 00:00:23.874 Joining us on the call today are Bank of Marin President and CEO Tim Myers and Chief 00:00:23.874 -- 00:00:26.576 Financial Officer Dave Bonacorso. 00:00:26.576 -- 00:00:31.274 Our earnings news release and supplementary presentation which were issued this morning, 00:00:31.274 -- 00:00:36.302 can be found in the investor relations section of our website at bankofmoran.com, 00:00:36.302 -- 00:00:39.226 where this call is also being webcast. 00:00:39.226 -- 00:00:44.674 Closed captioning is available during the live webcast, as well as on the webcast replay. 00:00:44.674 -- 00:00:49.020 Before we get started, I want to note that we will be discussing some non-GAAP financial 00:00:49.020 -- 00:00:53.948 measures. Please refer to the reconciliation table in our earnings news release for both 00:00:53.948 -- 00:00:59.434 GAAP and non-GAAP measures. Additionally, the discussion on the call is based on information 00:00:59.434 -- 00:01:03.236 we know as of Friday, July 25, 2025, 00:01:03.498 -- 00:01:08.643 and may contain forward-looking statements that involve risks and uncertainties. 00:01:08.643 -- 00:01:14.527 Actual results may differ materially from those set forth in such statements. 00:01:14.589 -- 00:01:18.813 For a discussion on these risks and uncertainties, please review the forward-looking...