Bank of Hawaii Corporation (BOH) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to the Bank of Hawaii Corporation third quarter 2025 earnings conference call. At this time, all participants are on a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you'll need to press star 1-1 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 1-1 again. Please be advised today's conference is being recorded. I would now like to hand the conference over to your speaker today, Chang Park. Please go ahead. Good morning and good afternoon. Thank you for joining us today for our third quarter 2025 earnings conference call. Joining me today is our chairman and CEO, Peter Ho, President and Chief Banking Officer, Jim Polk, CFO, Brass Attenberg, and Chief Risk Officer, Brash Erson. Before we get started, I want to remind you that today's conference call will contain some forward-looking statements. And while we believe our assumptions are reasonable, the actual results may differ materially from those projected. During the call today, we'll be referencing a slide presentation as well as the earnings release. Both of these are available on our website, boh.com, under the investor relations link. And now I would like to turn the call over to Peter. Thanks, Chang. Good morning or good afternoon, everyone. Thank you for your continued interest in Bank of Hawaii. We recorded yet another set of strong results for the quarter. Fully diluted earnings per share were $1.20 per share, 29% higher than the results from a year ago. and 13% higher than last quarter. Then interest margin improved for the sixth straight quarter up seven basis points to 2.46%. Return on comm...