Banco Del Bajio Shs Of Bk (BBAJF) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.642 Good morning and welcome to Banco del Bajio's fourth quarter and full year 2025 00:00:05.642 -- 00:00:08.086 results conference call. 00:00:08.086 -- 00:00:11.793 My name is Ana and I will be your coordinator today. 00:00:11.793 -- 00:00:16.222 At this time, all participants are in a listen-only mode. 00:00:16.222 -- 00:00:21.108 After the speaker's presentation, there will be a question and answer session. 00:00:21.108 -- 00:00:25.992 Before we begin the call today, I would like to remind you that forward-looking statements 00:00:25.992 -- 00:00:30.997 made during today's conference call do not account for future economic circumstances, 00:00:30.997 -- 00:00:36.542 industry conditions, company performance, and financial results. 00:00:36.542 -- 00:00:41.325 These statements are subject to a number of risks and uncertainties. 00:00:41.807 -- 00:00:46.089 Please note that this video conference is being recorded. 00:00:46.231 -- 00:00:51.454 Joining us today from Ban Bajio are Mr. Carlos de la Cerda, Executive Vice 00:00:51.454 -- 00:00:54.297 Chairman of the Board of Directors. 00:00:54.297 -- 00:00:58.481 Mr. Edgardo del Rincón, Chief Executive Officer. 00:00:58.481 -- 00:01:02.204 Mr. Joaquin Domínguez, Chief Financial Officer. 00:01:02.204 -- 00:01:05.807 And Mr. Rodrigo Marimón, Investor Relations Officer. 00:01:05.807 -- 00:01:10.572 They will be available to answer your questions during the Q&A session. 00:01:10.572 -- 00:01:15.416 For opening remarks and introductions, I would now like to turn the call over to Mr. 00:01:15.416 -- 00:01:20.002 Rodrigo Marimón. Mr. Marimón, you may begin. 00:01:20.002 -- 00:01:25.006 Good morning, everyone. Thank you for joining us to discuss Bambagio's results for 00:01:25.006 -- 00:01:28.389 ...