Banco De Chile ADS (BCH) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, and welcome to Banco De Chile first quarter twenty twenty six results conference call. If you need a copy of the financial management review, it is available on the company's website. Today with us, we have mister Rodrigo Aravena, chief economist and institutional relations officer, mister Pablo Mejia, head of investor relations, and Daniel Galarce, head of financial control and capital management. Before we begin, I would like to remind you that this call is being recorded, and the information discussed today may include forward looking statements regarding the company financial and operating performance. All projections are subject to risks and uncertainties, and actual results may differ materially. Please refer to the detailed note in the company's press release regarding forward looking statements. I will now turn the call over to mister Rodrigo Aravena. Please go ahead. Good afternoon, everyone. Thank you for joining this quarterly conference call where we discuss the overall performance of the bank as well as the main trends observed in the business environment. We have completed another positive quarter performing well in several key everyday areas, such as profitability, demand deposit, market share, and asset quality, while maintaining the largest coverage ratio among peers and the soundest capital adequacy among relevant peers. We also achieved important milestone in nonfinancial areas, such as the increased adoption of digital and AI tools, productivity and ESG, which we'll discuss in more detail throughout this presentation. As usual, I'd like to begin with an analysis of the economic environment. Please turn to Slide number three. The beginning of this year has undoubtedly been marked by a significant shift in global conditions, driven b...