Marcelo Noronha
CEO
Replay available
Banco Bradesco Sa American Depositary Shares (BBD) Q3 2025 Earnings Call
Banco Bradesco Sa American Depositary Shares (NYSE: BBD) Q3 2025 earnings conference call, held 2025-10-31. Replay captured from the company's public earnings webcast.
Hosted by
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Cassiano Scarpelli
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Ivan Gontijos
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Pedro Leduc
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Mário Pierre
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Yuri Fernandes
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Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.740 -- 00:00:02.643 Hello, good morning everyone, how are you? 00:00:02.643 -- 00:00:06.428 I am Marcelo Noronha, I am directly here from the City of God, at the headquarters of 00:00:06.428 -- 00:00:09.312 Bradesco, to present 00:00:09.312 -- 00:00:13.959 some details of our results from the third quarter of the year 2025. 00:00:13.959 -- 00:00:19.486 You must have already seen that we published the results last night 00:00:19.486 -- 00:00:24.734 and certainly had the opportunity to read and see some elements of our results. 00:00:24.734 -- 00:00:29.764 I bring here So, the first opening, the recurring liquid profit, as you could see, was 00:00:29.764 -- 00:00:32.571 6.2 billion this quarter, 00:00:32.571 -- 00:00:37.943 an increase of almost 19% in the euro. We also raised 00:00:37.943 -- 00:00:42.033 our ROE by 10 bps to 14.7%. 00:00:42.033 -- 00:00:47.426 The summary of the opera here is that I think we have a solid 00:00:47.426 -- 00:00:52.740 and consistent result with everything we have been talking about in these seven 00:00:52.740 -- 00:00:56.965 trimesters of presentation of results 00:00:57.111 -- 00:01:02.825 after our transformation plan. Basically, here we talk about profitability, 00:01:02.825 -- 00:01:08.217 which maintains growth step by step and is safe, with operational consistency. 00:01:08.217 -- 00:01:14.011 Just look at all the lines here, revenue advances in practically 00:01:14.011 -- 00:01:19.221 all lines, Brutal, liquid financial margin, which is more important 00:01:19.221 -- 00:01:24.331 than bottom line. Service loan receipts, insurance group, other 00:01:24.331 -- 00:01:29.522 linked ones. And with a highlight, obviously, here 00:01:29.522 -- 00:01:32.708 for the margin of customers. Absolutely controlled inadimplency. ...