Banco Bpm Societa Ord (BNCZF) Q3 2025 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.335 -- 00:00:03.317 Good evening, this is the Coral School Conference Operator. 00:00:03.317 -- 00:00:08.481 Welcome and thank you for joining the Banco Bpm Group 9-month 2025 00:00:08.481 -- 00:00:10.342 results presentation. 00:00:10.342 -- 00:00:14.105 As a reminder, all participants are in listen-only mode. 00:00:14.105 -- 00:00:17.807 After the presentation, there will be an opportunity to ask questions. 00:00:17.807 -- 00:00:22.230 Should anyone need assistance during the conference call, they may signal an operator 00:00:22.230 -- 00:00:25.005 by pressing star and zero on their telephone. 00:00:25.005 -- 00:00:28.426 At this time, I would like to turn the conference over to Mr. 00:00:28.426 -- 00:00:34.887 Arneris Cassi, IR Manager of Banco BPM. Please, go ahead, sir. 00:00:34.887 -- 00:00:39.147 Good afternoon and welcome to Banco BPM 9-month results conference call. 00:00:39.147 -- 00:00:44.288 We have here Giuseppe Castagna, our CEO, and Edoardo Ginevra, Joint General Manager 00:00:44.288 -- 00:00:48.649 and CFO, which will take you through the presentation. 00:00:48.649 -- 00:00:53.630 This will be, as you know, followed by Q&A session, and I kindly ask you to limit yourself 00:00:53.630 -- 00:00:55.467 to two questions. 00:00:55.467 -- 00:00:58.888 Now I hand over to Giuseppe. 00:00:58.890 -- 00:01:04.354 Thank you, Arne. Thank you, everybody, for being with us for this Q3 presentation. 00:01:04.354 -- 00:01:08.577 Let's start immediately on page six of our presentation. 00:01:08.577 -- 00:01:11.618 We wanted to show you 00:01:11.620 -- 00:01:16.143 just a full picture of what we are doing, and now we are delivering 00:01:16.143 -- 00:01:22.587 our vision that we announced with our business plan February this year. 00:01:22.587 -- 00:01:28...