Banco BBVA Argentina S.A. ADS (BBAR) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, everyone, and welcome to BBVA Argentina's 4th Q25 and Fiscal Year 2025 Results Conference Call. Today with us are Mrs. Belen Forcade, Investor Relations Manager, Diego Cesarini, IRO, and Mrs. Carmen Murillo, CFO, who will be available for the Q&A session. This presentation and the 4Q25 earnings release are available on BBVA's Investor Relations website, ir.bbva.com.ar, and will also be available for download in the chat. First of all, let me point out that some of the statements made during this conference call may be forward-looking statements within the meaning of the safe harbor provisions found in Section 27A of the Securities Act of 1933 under U.S. federal securities law. These forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those expressed in the forward-looking statements. Additional information concerning these factors is contained in BBVA Argentina's annual report on Form 20F for the fiscal year 2024, filed with the U.S. Securities and Exchange Commission. During the company's presentation, all microphones will be disabled. At this time, we are going to open it up for questions and answers. If you have a question, please write it down in the Q&A section or click on Raise Hand for audio questions. You will then receive a request to activate your microphone. Please activate it and pick up your headset to provide optimum sound quality when posing your question. I will now turn the call over to Mrs. Berlin for a cave. Please go ahead. Good morning and thank you all for joining us today. After a third quarter that was marked by political instability, with its consequent monetary and exchange rate tensions, the results of the midterm legislative elections reaffirmed support f...