Banca Monte dei Paschi di Siena (BMDPF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, this is the Coral School Conference Operator. Welcome and thank you for joining the NPS Group fourth quarter and full year 2025 preliminary results presentation. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Luigi Lovaglio, Chief Executive Officer and General Manager. Please go ahead, sir. Thank you. Good morning. Thank you for joining us for the presentation of our fourth quarter and full year 2025 financial results. Today is more than a quarterly presentation. It marks a milestone in our history. We are at the gateway to what Montepassi Group will become. A decisive turning point that sets the direction of the group for the years to come. It is the first time we stand here as Montepaschi plus Mediobanca with consolidated results that speaks clearly and proudly about what we are accomplishing together. What truly matters today is that we now have a tangible evidence, not forecasts, not expectations, that Montepaschi plus Mediobanca combination is grounded in a strong industrial rationale, strategic coherence, and the strength to create lasting value for our clients, our people, our shareholder, and for the entire economy as a whole. As Montepaschi was presenting another quarter and three years of strong, stand-alone results, Our business continues to perform solidly across all dimensions, particularly in fees and commission income, supported by robust commercial dynamics. We are offering one of the highest dividend yields in European banking, currently standing at 10%. All this pro...