Banca Mediolanum Unsp/Adr (BNCDY) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.051 -- 00:00:05.315 Thank you for standing by. Welcome to Banca Mediolanum full year 2025 results 00:00:05.315 -- 00:00:06.776 conference call. 00:00:06.776 -- 00:00:10.358 At this time, all participants are in a listen-only mode. 00:00:10.358 -- 00:00:14.681 After the speaker presentation, there will be a question and answer session. 00:00:14.681 -- 00:00:20.205 To enter the queue for questions, please press star 1 1 at any time. 00:00:20.205 -- 00:00:24.347 You will then hear an automatic message advising that your hand is raised. 00:00:24.347 -- 00:00:28.789 To withdraw your question, please press star 1 1 again. 00:00:28.789 -- 00:00:32.151 Please be advised that today's conference is being recorded. 00:00:32.151 -- 00:00:36.453 I would now like to hand the conference over to Alessandra Lanzone, Head of Investor 00:00:36.453 -- 00:00:39.794 Relations. Please go ahead, Madam. 00:00:39.794 -- 00:00:44.957 Good morning. Good afternoon, actually, everyone, and thank you for joining us. 00:00:44.957 -- 00:00:50.399 We can certainly look back on 2025 as a year of strong 00:00:50.399 -- 00:00:55.662 momentum on our business and results that keep us very well positioned 00:00:55.662 -- 00:00:58.798 as we head into 26. 00:00:58.798 -- 00:01:03.982 Today we'll walk you through our full-year performance, 00:01:03.982 -- 00:01:09.666 what has driven it, and the priorities we're taking into the year ahead. 00:01:09.666 -- 00:01:14.730 A quick note on Q&A, as usual, feel free to ask your questions 00:01:14.730 -- 00:01:18.113 in the language of the line you're calling from. 00:01:18.113 -- 00:01:23.113 We will answer in Italian with a real-time translation into English. 00:01:23.113 -- 00:01:28.215 With that, I'm pleased to hand this over to our CEO, Massimo Do...