Banc of California, Inc. (BANC) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.974 Bank of California. Please go ahead. 00:00:04.238 -- 00:00:08.685 Good morning and thank you for joining Bank of California's second quarter earnings call. 00:00:08.685 -- 00:00:12.551 Today's call is being recorded and a copy of the recording will be available later today 00:00:12.551 -- 00:00:17.679 on our investor relations website. Today's presentation will also include non-GAAP measures. 00:00:17.679 -- 00:00:22.086 The reconciliations for these measures and additional required information is available 00:00:22.086 -- 00:00:26.153 in the earnings press release and earnings presentation, which are available on our investor 00:00:26.153 -- 00:00:30.622 relations website. Before we begin, we would also like to remind everyone that today's 00:00:30.622 -- 00:00:34.828 call may include forward-looking statements, including statements about our targets, 00:00:34.828 -- 00:00:39.996 goals, strategies, and outlook for 2025 and beyond, which are subject to risks, uncertainties, 00:00:39.996 -- 00:00:44.502 and other factors outside of our control, and actual results may differ materially. 00:00:44.502 -- 00:00:48.989 For discussion of some of the risks that could affect our results, please see our safe 00:00:48.989 -- 00:00:52.494 harbor statement on forward-looking statements included in both the earnings release 00:00:52.494 -- 00:00:56.500 and the earnings presentation, as well as the risk factors section of our most recent 00:00:56.500 -- 00:01:01.834 10-K. Joining me on today's call are Jared Wolfe, President and Chief Executive Officer, 00:01:01.834 -- 00:01:06.441 and Joe Cowder, Chief Financial Officer. After our prepared remarks, we will be taking 00:01:06.441 -- 00:01:10.508 questions from the analyst community. I would like ...