Axos Financial, Inc. (AX) Q3 2026 Earnings Call

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a0425b-72ca-7bc1-8f46-9cc0111b373d Created: 2026-08-27T08:34:46.034Z Duration: 2684.8914 Channels: 1 00:00:00.080 -- 00:00:03.360 Greetings, and welcome to the Axos Bank Third 00:00:03.360 -- 00:00:06.319 Quarter twenty twenty six Earnings Conference Call and 00:00:06.319 -- 00:00:07.040 Webcast. 00:00:07.520 -- 00:00:09.840 At this time, all participants are in a 00:00:09.840 -- 00:00:12.639 listen only mode. A question and answer session 00:00:12.639 -- 00:00:14.320 will follow the formal presentation. 00:00:14.925 -- 00:00:15.885 As 00:00:21.805 -- 00:00:24.445 a reminder, this conference is being recorded. 00:00:24.925 -- 00:00:27.005 It is now my pleasure to introduce 00:00:27.165 -- 00:00:30.685 Johnny Lai, Senior Vice President, Corporate Development 00:00:30.860 -- 00:00:33.820 and Investor Relations. Thank you. You may begin. 00:00:35.340 -- 00:00:36.620 Thank you, Diego. 00:00:36.780 -- 00:00:39.180 Good afternoon, everyone, and thank you for your 00:00:39.180 -- 00:00:40.540 interest in Axos. 00:00:40.780 -- 00:00:42.780 Joining us today for Axos 00:00:42.780 -- 00:00:45.684 Financial, Inc. Third quarter twenty twenty '6 financial 00:00:45.684 -- 00:00:48.565 results conference call are the company's President and 00:00:48.565 -- 00:00:52.645 Chief Executive Officer, Greg Gerbrandt and Executive Vice 00:00:52.645 -- 00:00:55.445 President and Chief Financial Officer, Derek Walsh. 00:00:55.605 -- 00:00:58.565 Greg and Derek will provide prepared remarks on 00:00:58.010 -- 00:01:00.250 the financial and operational results for the quarter 00:01:00.250 -- 00:01:02.810 ended 03/31/2026, 00:01:02.970 -- 00:01:04.970 then open up the call to a Q 00:01:04.970 -- 00:01:05.530 and A. 00:01:06.090 -- 00:01...