Atlanticus Holdings Corporation (ATLC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to the Atlanticus Holdings Corporation Fourth Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session. To ask a question during the session, you would need to press 11 on your telephone. You would then hear an automated message advising your hand is raised. And to withdraw your question, please press 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Dan Mock of Atlanticus. Please go ahead. Thank you, operator, and good afternoon, everyone. Atlanticus released results for the fourth quarter and full year 2025 ended 12/31/2025 this afternoon after market close. If you did not receive a copy of our earnings press release, you may obtain it from the investor relations section of our website at investors.atlanticus.com. We have also posted an updated investor presentation. With me on today's call are Jeff Howard, president and chief executive officer, and Bill McKamey, chief financial officer. This call is being webcast and will be archived on the Investor Relations section of our website. Today's discussion may contain forward looking statements that reflect the company's current views with respect to, among other things, the benefits of the acquisition of Mercury, including expected synergies and future financial and operating results. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those included in the forward looking statements. Please review our earnings release and the risk factors discussed in our SEC filings. The forwar...