ASA International Group PLC (ASAI) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day, ladies and gentlemen, and welcome to ASA International twenty twenty five Results. At this time, all participants are in a listen only mode. Later, we will conduct a question and answer session through the phone lines and instructions will follow at that time. I would like to remind all the participants that this call is being recorded. I will now hand over to Jonathan Berger, Head of IR, to open the presentation. Please go ahead. Thank you. Good afternoon and thank you all for joining ASA International's twenty twenty five Full Year webcast. As you will no doubt have already seen, we released our 2025 results first thing this morning. I'm joined here on the call by ASA International's CEO, Rob Keijers and CFO, Girt Embrecht. Rob and Girt will run through this results presentation and afterwards we'll be happy to take any questions you may have. Before we begin, let me draw your attention to the disclaimer at the end of the presentation. Please be advised if you continue to listen to this presentation, you're bound by this disclaimer. With the formalities out of the way, I would like to now hand over to Rob for his opening remarks. Yes, thank you, Jonathan. And also from my side, a warm welcome to today's revealed webcast. Let's move to our performance in 2025. It is clear that ASA International had an outstanding year in 2025 with our profits doubling and impact scaling across our operating markets. I'm very pleased to note that we're now seeing sustained growth, enhanced profitability and a strengthened balance sheet. We've seen continued commercial success with our client base growing by 10% at 25%, with our client base standing at 2,800,000. Alongside this client growth, the outstanding loan portfolio or OOP increased to $611,000,000 and represents a 33...