Arthur J. Gallagher & Co. (AJG) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.097 you may disconnect at this time. Some of the comments made during this conference call, 00:00:05.097 -- 00:00:10.324 including answers given in response to questions, may constitute forward-looking 00:00:10.324 -- 00:00:14.769 statements within the meanings of the securities laws. 00:00:14.769 -- 00:00:20.356 The company does not assume any obligation to update information or forward-looking statements 00:00:20.356 -- 00:00:25.462 provided on this call. These forward-looking statements are subject to risks 00:00:25.462 -- 00:00:30.052 and uncertainties that could cause actual results to differ materially. 00:00:30.052 -- 00:00:35.057 please refer to the information concerning forward-looking statements and 00:00:35.057 -- 00:00:39.982 risk factor sections contained in the company's most recent 10-K, 00:00:39.982 -- 00:00:46.609 10-Q, and 8-K filings for more details on such risks and uncertainties. 00:00:46.609 -- 00:00:51.674 In addition, for reconciliations of non-GAAP measures discussed on this call, 00:00:51.674 -- 00:00:56.860 as well as other information regarding these measures, please refer to the earnings release 00:00:56.860 -- 00:01:02.380 and other materials in the investor relations section of the company's website. 00:01:02.380 -- 00:01:07.446 It is now my pleasure to introduce J. Patrick Gallagher, Jr., Chairman 00:01:07.446 -- 00:01:10.610 and CEO of Arthur J. Gallagher and Company. 00:01:10.610 -- 00:01:12.192 Mr. Gallagher, you may begin. 00:01:12.192 -- 00:01:16.798 Thank you. Good afternoon, everyone, and thank you for joining us for our third quarter 00:01:16.798 -- 00:01:21.904 25 earnings call. On the call with me today is Doug Howell, our CFO, as well 00:01:21.904 -- 00:01:26.850 as members of the management...