Aon PLC (AON) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.377 Good morning and thank you for holding. Welcome to Aon PLC's third quarter 2025 00:00:05.377 -- 00:00:10.463 conference call. At this time, all parties will be in a listen-only mode until the question 00:00:10.463 -- 00:00:14.949 and answer portion of today's call. I would also like to remind all parties that this 00:00:14.949 -- 00:00:19.694 call is being recorded. If anyone has an objection, you may disconnect your line at this 00:00:19.694 -- 00:00:24.620 time. It is important to note that some of the comments in today's call may constitute 00:00:24.620 -- 00:00:27.233 certain statements that are forward-looking in nature. 00:00:27.233 -- 00:00:31.701 as defined by the Private Securities Reform Act of 1995. 00:00:31.701 -- 00:00:35.568 Such statements are subject to certain risks and uncertainties that can cause actual 00:00:35.568 -- 00:00:38.974 results to differ materially from historical 00:00:38.974 -- 00:00:41.758 results or those anticipated. 00:00:41.758 -- 00:00:45.765 For information concerning these risk factors, please refer to our earnings release for 00:00:45.765 -- 00:00:50.955 this quarter and to our most recent quarterly or annual SEC filings, all of which 00:00:50.955 -- 00:00:55.811 are available on our website. Now it is my pleasure to turn the call over to Greg Case, 00:00:55.811 -- 00:00:59.332 President and CEO of Aon PLC. 00:01:00.396 -- 00:01:04.079 Thank you and good morning and welcome to our third quarter earnings call. 00:01:04.079 -- 00:01:06.722 I'm joined today by Edmund Reese, our CFO. 00:01:06.722 -- 00:01:10.266 The financial presentation, which Edmund will reference in his remarks, is posted on 00:01:10.266 -- 00:01:12.248 our website. 00:01:12.248 -- 00:01:17.253 To begin today, we want to re...