American Integrity Insurance Group, Inc. (AII) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and thank you for standing by. My name is Sarah and I will be your conference operator today. At this time, I would like to welcome everyone to the American Integrity Insurance Group fourth quarter and full year 2025 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. As a reminder, this call is being recorded. Before we begin, please note that today's remarks may contain forward-looking statements, including comments about the company's outlook, strategy, plans, and expected performance. These statements are based on current expectations and assumptions and are subject to risks and uncertainties that may cause actual results to differ materially. A full discussion of the risk factors can be found in the company's SEC filings, including its most recently filed annual report on Form 10-K and quarterly report on Form 10-Q. Management undertakes no obligation to update any forward-looking statements. Furthermore, today's remarks may contain non-GAAP financial measures. A reconciliation of non-GAAP financial measures to their most comparable GAAP measures is included in the company's quarterly press release, and can also be found on the website at www.aii.com. References to American Integrity or the company prior to the consummation of the IPO refer to American Integrity Insurance Group LLC, and after the consummation of the IPO, refer to American Integrity Insurance Group Inc. With that, I'll turn the call over to American Integrity's founder and chief executive officer, Bob Ritchie, please go ahead. Thank you, and good morning, everyone. This is an extraordinary moment in American integrity's journey, and I'm honored to share it with you today. This...