American Coastal Insurance Corporation (ACIC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Greetings and welcome to the American Coastal Insurance Corporation's fourth quarter 2025 earnings conference call and webcast. At this time, all participants are in listen-only mode. A question and answer session will follow the formal presentation and you will be placed in the question queue at any time by pressing star 1. As a reminder, this conference is being recorded. It is now my pleasure to turn the call over to your host, Jeremy Hellman, Vice President at the Equity Group, and American Coastal's Investor Relations Representative. Please go ahead, Jeremy. Thank you, Operator, and good afternoon, everyone. American Coastal Insurance Corporation is broadcast available on its website at www.amcoastal.com. Replay will be available for approximately 30 days following the call. Additionally, you can find copies of the latest earnings release and presentation in the Investor section of the company's website. Speaking today will be President and Chief Executive Officer Bennett Bradford-Martz and Chief Financial Officer Svetlana Castle. On behalf of the company, I'd like to note that statements made in this call that are not historical facts are forward-looking statements. The company believes these statements are based on reasonable estimates, assumptions, and plans. However, if the estimates, assumptions, or plans underline the forward-looking statements proven accurate or above the risk or under-userized actual results could differ materially from those expressed or applied by the forward-looking statements. Factors that could cause actual results to differ materially may be found in the company's filings with the U.S. Securities and Exchange Commission in the risk factor section in the most recent annual report on Form 10-K and subsequent quarterly reports on Form...