Alpha Services and Holdings S.A. (ALBKY) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:01.814 Ladies and gentlemen, thank you for standing by. 00:00:01.814 -- 00:00:06.382 I am Mina, your chorus call operator. Welcome and thank you for joining the Alpha Bank 00:00:06.382 -- 00:00:11.711 conference call and live webcast to present and discuss the first half of 2025 and national 00:00:11.711 -- 00:00:16.899 results. All participants will be in a listen-only mode and the conference is being recorded. 00:00:16.899 -- 00:00:20.165 The presentation will be followed by a question and answer session. 00:00:20.165 -- 00:00:24.051 Should anyone need assistance during the conference call, you may signal an operator 00:00:24.051 -- 00:00:26.575 by pressing star and zero on your telephone. 00:00:26.575 -- 00:00:30.799 At this time, I would like to turn the conference over to Alphabank Management. 00:00:30.799 -- 00:00:33.920 Gentlemen, you may now proceed. 00:00:34.363 -- 00:00:37.906 Hello, everyone. I am Iasson Kepapsovlu, Alphabank's head of IR. 00:00:37.906 -- 00:00:40.769 Welcome to the presentation of our Q2 results. 00:00:40.769 -- 00:00:45.634 Vassilios Psaltis, our CEO, will lead the call, summarizing the second quarter and providing 00:00:45.634 -- 00:00:50.219 you with a few updates. And then Vassilios Kosmas, our CFO, will go through these quarter's 00:00:50.219 -- 00:00:55.264 numbers in some detail. However, we will take Q&A in the end, and we should 00:00:55.264 -- 00:00:59.076 finish within the hour. Vasily, over to you. 00:00:59.076 -- 00:01:02.620 Good morning from my side as well, and thank you all for joining. 00:01:02.620 -- 00:01:06.603 Let's start with financial results on slide four, please. 00:01:07.967 -- 00:01:11.711 The first half of the year has put us on solid footing to deliver on our main objectives 00:01...