Alm Brand A/S (ABDBY) Q2 2026 Earnings Call

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04237-027a-7270-a05b-033677c55203 Created: 2026-08-27T07:54:58.356Z Duration: 2192.1958 Channels: 1 00:00:00.560 -- 00:00:02.800 Hello, everyone. Thank you for joining us and 00:00:02.800 -- 00:00:05.520 welcome to the Alm Brand Second Quarter twenty 00:00:05.520 -- 00:00:08.800 twenty six Earnings Call. After today's prepared remarks, 00:00:08.800 -- 00:00:10.559 we will host a question and answer session. 00:00:15.264 -- 00:00:17.585 To withdraw your question, please press star one 00:00:17.585 -- 00:00:18.144 again. 00:00:18.465 -- 00:00:19.985 I will now hand the conference over to 00:00:19.985 -- 00:00:23.904 Andreas Rubin Madsen, CEO at Alm Brand. Please 00:00:23.904 -- 00:00:24.625 go ahead. 00:00:25.585 -- 00:00:27.664 Good morning. Thank you for joining us on 00:00:27.664 -- 00:00:30.519 our conference call. I'm Andreas Rubemmatson, 00:00:30.519 -- 00:00:32.759 CEO of Alm Brand Group. As usual, I 00:00:32.759 -- 00:00:34.920 have with me the head of our RR 00:00:34.920 -- 00:00:36.600 team, Matt Stingle. 00:00:37.399 -- 00:00:39.640 This morning, we published our interim report for 00:00:39.640 -- 00:00:41.960 the second quarter of twenty six, and I'll 00:00:42.440 -- 00:00:44.280 walk through the presentation of our results. 00:00:45.485 -- 00:00:47.485 Let's now turn to slide two and the 00:00:47.485 -- 00:00:49.965 key highlights for my first full quarter as 00:00:49.965 -- 00:00:50.925 CEO. 00:00:51.645 -- 00:00:53.885 Overall, I'm very pleased with the financial performance 00:00:53.885 -- 00:00:56.204 in q two. We delivered a strong underlying 00:00:56.204 -- 00:00:58.860 improvement in the claims ratio, which improved by 00:00:58.860 -- 00:01:00.860 200 basis points year on year. 00:01:01.5...