AGI Inc. (AGBK) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, everyone, and welcome to AGI's Second Quarter twenty twenty six Earnings Conference Call. Today's conference call is being recorded. At this time, I would like to turn the call over to Felipe Gasparo Rivera, Head of Investor Relations. Please go ahead. Hello, everyone, and welcome to AGI Bank's Second Quarter twenty twenty six Earnings Conference Call. Thank you for joining us. I'm Felipe Gaspar Oliveira, Head of Investor Relations. Joining me today are Marciano Testa, our Founder and Chairman and CEO Marcelo Dube, our Chief Financial Officer and Matteo Girardi, our Chief Client Officer. During today's call, we will discuss our second quarter results and business review, followed by a live Q and A session with our management team. Throughout this conference call, we'll be presenting certain non IFRS financial measures. These are important measures for AG Bank's management, but should not be considered in isolation or as a substitute for IFRS measures and may not be comparable to similar type of measures reported by other companies. Reconciliations between non IFRS and IFRS measures are available in our earnings release. Unless otherwise noted, all figures discussed today are presented in Brazilian reals. I'd also like to remind everyone that today's discussion may include forward looking statements, which are based on management's current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially. These statements are not guarantees of future performance. This outlook reflects management's current expectation and assumptions, including, among others, assumptions regarding the territory of Brazil's benchmark interest rate, SELIC, the pace of credit originations, the regulatory environmen...