ACI Worldwide, Inc. (ACIW) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. My name is Janice, and I will be your conference operator for today. At this time, I would like to welcome everyone to the ACI Worldwide Incorporation fourth quarter and four-year ended 2025 financial results. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star 1 again. Thank you. I would now like to turn the call over to John Kraft. Please go ahead. Thank you, and good morning, everyone. On today's call, we will discuss ACI Worldwide's fourth quarter and full year 2025 results, as well as our financial outlook for 2026. We will then open the line for your questions. The slides accompanying this webcast can be found at ACIWorldwide.com under the Investor Relations tab and will remain available after the call. As always, today's call is subject to safe harbor and forward-looking statements. You can find the full text of these statements in our earnings press release and in our filings with the SEC. These documents describe important risk factors that could cause actual results to differ materially from those indicated in any forward-looking statements. Joining me this morning are Tom Warsop, our President and CEO, and Bobby LeBrock, our Chief Financial Officer. Tom will begin with an overview of our Q4 and full-year performance, strategic highlights, and the progress we're making against our long-term plan. Bobby will then review our financial results in more detail, including segment performance, cash flow, and our outlook for 2026. We will then open the line for questions. ...