Fondia Oyj · OMXHEX:FONDIA

Fondia Oyj — Q3 2026 Earnings Presentation

9 slides from Fondia Oyj's earnings presentation, Oct 22, 2026

  1. Slide 1: Business Review Q3 2026

    Business Review Q3 2026

  2. Slide 2: Agenda

    Agenda 1) Agenda 2) Introduction to the review 3) Key figures 4) Key points and market 5) Direction and outlook Welcome! Timo Lappi, CEO 2

  3. Slide 3: Opening remarks

    Opening remarks Challenges in Growth and Satisfied employee profitability customers satisfaction 3

  4. Slide 4: Q3 2026

    Q3 2026  Net sales 5.3 M€ (4.9), change +8.1%  Adjusted EBITDA 0.5 M€ (0.3)*  Adjusted EBITDA -% 8.9% (6.6)*  Adjusted EBIT 0.2 M€ (0.1)*  Adjusted EBIT -% 4.5% (1.4)*  Personnel (avg. FTE) 143 (137), change +3.7% *Adjusted comparable figures 4 (comparison period in brackets)

  5. Slide 5: Q1–Q3 2026

    Q1–Q3 2026  Net sales 18.1 M€ (17.6), change +2.6%  Adjusted EBITDA 1.8 M€ (1.3)*  Adjusted EBITDA -% 9.8% (7.1)*  Adjusted EBIT 1.1 M€ (0.5)*  Adjusted EBIT -% 6.0% (3.1)*  Personnel (avg. FTE) 140 (144), change –2.8% *Adjusted comparable figures 5 (comparison period in brackets)

  6. Slide 6: Fondia and market Q1–Q3 2026

    Fondia and market Q1–Q3 2026 1 2 3 Growth and turnaround Fondia Market • Finland +2.8% (Q3 +5.2%) • Customer work in focus • Technology / AI • Sweden –0.9% (Q3 +20.6%) • NPS 82 (68) • Budding economic recovery • Baltics +17.4% (Q3 +8.2%) • eNPS 14 (17) • Geopolitical tension 6

  7. Slide 7: Fondia's direction

    Fondia’s direction Strategic initiatives Customers and in support of employees first customer work 7

  8. Slide 8: Outlook for the 2026 financial year

    Fondia expects in the 2026 financial year the Group’s net sales to grow and the adjusted EBITDA margin to improve compared to the previous year. 8

  9. Slide 9: Slide 9

Fondia — Q3 2026 Earnings Presentation on 6ix