Slide 1: Business Review Q3/2025
(@&) FONDIA Business Review Q3/2025
Slide 2: Agenda
Agenda 1) Agenda 2) Introduction to the review 3) Key figures 4) Key points and market 5) Direction and outlook Welcome! Timo Lappi, CEO 2
Slide 3: Introduction to the review
Introduction to the review New direction Challenging Result in operations early part of turnaround the year 3 23.4.2025
Slide 4: Q3 2025
Q3 2025 Net sales 4.9 M€ (5.3), change – 7.0% Adjusted EBITDA 0.3 M€ (0.2)* Adjusted EBITDA-% 6.6% (4.5)* Adjusted EBIT 0.1 M€ (0.0)* Adjusted EBIT-% 1.4% (0.0)* Personnel (avg. FTE) 137 (158), change – 13.3% *) Adjusted comparable figure 4 (comparison period in brackets)
Slide 5: Q1-Q3 2025
Q1-Q3 2025 Net sales 17.6 M€ (19.1), change –7.8% Adjusted EBITDA 1.3 M€ (1.6)* Adjusted EBITDA-% 7.1% (8.3)* Adjusted EBIT 0.5 M€ (0.9)* Adjusted EBIT-% 3.1% (4.8)* Personnel (avg. FTE) 144 (163), change – 11.7% *) Adjusted comparable figure 4 (comparison period in brackets)
Slide 6: Fondia and market Q1-Q3 2025
Fondia and market Q1-Q3 2025 1 2 3 Growth challenges Fondia Market • Finland –11.0% • Strategic initiatives • Economic uncertainty • Sweden –1.5% • NPS and eNPS • Geopolitics • Baltics +15.5% • New direction • Changes in business law 6
Slide 7: Fondia's direction
Fondia’s direction Strategic Customers and initiatives employees first progressing 7
Slide 8: Fondia will focus on improving profitability
Fondia will focus on improving profitability. The market situation remains uncertain, and this will have a weakening impact on the ability to assess the demand for legal services and the factors affecting it. 8
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