Boc Hong Kong (holdings) Limited · HKEX:2388

Boc Hong Kong (holdings) — FY2018 Earnings Presentation

35 slides from Boc Hong Kong (holdings)'s earnings presentation, March 2019

  1. Slide 1: BOC Hong Kong (Holdings) Limited 2018 Annual Results

    op She ae re (12 A) A PR AB) BOC HONG KONG (HOLDINGS) LIMITED

  2. Slide 2: 责 报 础 责 报 应 讨论 说 这 说 预 预计 计 预测

    责 报 础 责 报 应 讨论 说 这 说 预 预计 计 预测 标 将 预 将来产 结 阁 应过 赖 仅 报 说 这 说 来 们 来 资 绩 远 说 对 级 预 报 础 购 宾 该 计 编 财 资 较资 应 报 内 计 来 莱 2

  3. Slide 3: op ih & He (12 AR) APR AB)

    op ih & He (12 AR) APR AB) BOC HONG KONG (HOLDINGS) LIMITED il I

  4. Slide 4: BOC HONG KONG (HOLDINGS) LIMITED

    BOC HONG KONG (HOLDINGS) LIMITED ©) oh oh Be Ht ($2 AR) ABR

  5. Slide 5: BOC HONG KONG (HOLDINGS) LIMITED

    BOC HONG KONG (HOLDINGS) LIMITED ©) oh oh Be Ht ($2 AR) ABR c# oe *“** #8 et e664 errr eceew AAAS Awa

  6. Slide 6: ROE

    稳 质 财 标 稳 ROE ➚ 12.0%* ➚ 73基点* ➚ 0.07港元 32,000 32,000 12.83% 12.83% 1.468 12.10% 1.398 28,574 0.095 1.303 2017 2018 2017 2018 2017 2018 别 * 续 营 6

  7. Slide 7: 势 场 断巩  + 27.3% 27%  + 17.5% 16% 18%  +15.7%

    势 场 断巩  + 27.3% 27%  + 17.5% 16% 18%  +15.7% 场  综 7

  8. Slide 8: IPO

    OP SR ae He ($2 HR) ABR ZB) pea Ih lif FH, BOC HONG KONG (HOLDINGS) LIMITED 14 o IPO 8

  9. Slide 9: 势 场 断巩  75% 75%  H 90%  90% 场 30% 

    势 场 断巩  75% 75%  H 90%  90% 场 30%  30% 综 9

  10. Slide 10: AUM

    势 场 断巩   10,984 12%  AUM +11.6% 场 8%  +8.2% 综 10

  11. Slide 11: BoC Pay, BoC Bill

    积 湾区 领 势 BoC Pay BoC Bill BoC Bill 11

  12. Slide 12: ➘ 4bps

    进区 应 显现 贷 净 营 ➚ 27.6% 22.87 ➚ 20.0% 392 层 员 监 2017 2018 2017 2018 组 贷 区 454 ➚ 17.1% ➘ 4bps 1.14% 规 队 职 队 营 职 2017 2018 2017 2018 资 财 职 规 队 贷 当 监 计 数 营 资 财 线 队 财 报 则编 12

  13. Slide 13: AI, Big Data, Blockchain

    断 创 创 BigData A Blockchain 组 创 创 AI 静 B +63.5% +10.7% +11.3% BoC Bill C 13

  14. Slide 14: 坚 规 线 当 积 为 协 赢 诚 诺 专 为 创 励创

    坚 规 线 当 积 为 协 赢 诚 诺 专 为 创 励创 宽 败 稳 稳 稳 远 绩 续 14

  15. Slide 15: BOC HONG KONG (HOLDINGS) LIMITED

    BOC HONG KONG (HOLDINGS) LIMITED ©) oh oh Be Ht ($2 AR) ABR c# oe *“** #8 et e664 errr eceew AAAS Awa

  16. Slide 16: ROA ROE

    营 绩 现 应 续 资产负债规 稳 ➚ 11.4% ➚ 11.1% ➚ 12.0% 29,529 32,000 26,511 26,680 24,025 28,574 2017 2018 资产 负债 2017 2018 稳 资 23.10% 12.10% 12.83% 20.39% 16.52% 17.48% 1.15% 1.16% ROA ROE 权 级资 资 2017 2018 2017 2018 16

  17. Slide 17: +0.13ppt

    规 续扩 额 场 额 续扩 结 ➚ 6.6% 1,895,556 968,751 1,777,874 927,089 ➚ 4.5% 14.21% +0.13ppt ➚ 8.9% 850,785 926,805 2017 2018 2017 2018 17

  18. Slide 18: Loans

    贷 稳 贷 额 贷 场 额 续扩 贷 结 ➚ 10.5% 492,712, 贷 +12.8% 1,266,705 1,146,426 349,008, 贷 +8.3% 12.64% 359,548, +0.67ppt 区 贷 +16.3% 65,437, 贸 资 -16.3% 2017 2018 2018 2017 18

  19. Slide 19: Net interest income

    净 稳 净 资产规 续扩 净 贷 续 ➚ 9.6% 2,434,966 1.91% 2,222,258 ➚ 13.1% 414,900 1.84% 442,157 1.76% 1.76% 39,394 783,128 34,818 669,950 1.69% 1.71% 1.61% 1,093,445 1,219,376 1.50% 2017 2018 2017 2018 1Q18 2Q18 3Q18 4Q18 结 净 贷 债 资 债 计 汇 约 资 贷 资产 19

  20. Slide 20: Fee and commission income

    传 续费 稳 净 费 费 资 费 2,000 1,805 300,000 250,000 ➘ 2.5% 1,500 1,317 1,126 200,000 11,601 7,656 / 49% 996 11,307 ➚ 10.1% 1,000 150,000 7,656 2,613 / 17% 6,956 100,000 500 50,000 5,244 / 34% 0 - 贷 传 净 费 1Q18 2Q18 3Q18 4Q18 费 额 资 费 2017 2018 资 贷 传 贷 ‐贷 20

  21. Slide 21: Operating expenses

    维 营 较 营 势 ➘ 0.4ppt 356 15,180 4,368 112 3,582 3,812 138 3,418 726 28.3% 27.9% 13,848 2017 旧 2018 2017 2018 1Q18 2Q18 3Q18 4Q18 费 21

  22. Slide 22: Asset quality

    标 稳 资产质 拨 贷 维 稳 160.2% 146.4% 134.3% 141.4% 227.1% 197.5% 122.24% 124.41% 118.98% 118.82% 0.10% 0.10% 0.18% 0.19% 2017 2018 2017 2018 1Q18 2Q18 3Q18 4Q18 贷 NSFR LCR 贷 拨 22

  23. Slide 23: BOC HONG KONG (HOLDINGS) LIMITED

    BOC HONG KONG (HOLDINGS) LIMITED ©) oh oh Be Ht ($2 AR) ABR c# oe *“** #8 et e664 errr eceew AAAS Awa

  24. Slide 24: El AE — AY INTL

    3) El AE — 2 AY INTL SS RA SKERITKMR Seana ey 7AM WhMARRAR) ba OP Sh ee 4 ($2 BR) APR 2B) BOC HONG KONG (HOLDINGS) LIMITED HE ak EKA TIE RMA SS EB Pye aah Ya oh DM al ee rawesmanl tia Hines BMA 24

  25. Slide 25: Of SR ae rt (38 BR) i PR 5)

    Of SR ae rt (38 BR) i PR 2 5) BOC HONG KONG (HOLDINGS) LIMITED

  26. Slide 26: tp She re (12 AR) A PR A)

    tp She re (12 AR) A PR A) BOC HONG KONG (HOLDINGS) LIMITED

  27. Slide 27: tp She re (12 AR) A PR A)

    tp She re (12 AR) A PR A) BOC HONG KONG (HOLDINGS) LIMITED

  28. Slide 28: Financial summary

    资产负债 2018 2017 净 39,394 34,818 13.1% 净 费 11,307 11,601 -2.5% 3,710 2,587 43.4% 净 营 54,411 49,006 11.0% 营 (15,180) (13,848) 9.6% 营 39,231 35,158 11.6% 净拨 (1,237) (1,055) 17.3% 续 营 应 32,000 28,574 12.0% 资产负债 2018 2017 资产 额 2,952,903 2,651,086 11.4% 贷 1,266,705 1,146,426 10.5% 负债 额 2,667,996 2,402,463

  29. Slide 29: Average balance sheet and rates

    额 2018年 2017年 额 额 资产 % % 结 414,900 1.90% 442,157 2.17% 债 资 债 783,128 2.39% 669,950 1.98% 贷 1,219,376 2.85% 1,093,445 2.38% 资产 17,562 2.13% 16,706 1.29% 资产 2,434,966 2.54% 2,222,258 2.21% 额 额 负债 % % 结 226,141 1.10% 226,067 0.92% 来 储 1,724,063 1.03% 1,562,583 0.68% 偿负债 18,237 5.44% 19,312 4.82% 负债 55,

  30. Slide 30: Fee and commission income

    费 2018 2017 资 5,244 4,936 6.2% 证 纪 2,769 2,625 5.5% 销 929 985 -5.7% 1,546 1,326 16.6% 贷 传 7,656 6,956 10.1% 3,441 3,202 7.5% 汇 738 816 -9.6% 缴 679 649 4.6% 633 555 14.1% 买卖货币 590 433 36.3% 285 291 -2.1% 1,290 1,010 27.7% 贷 贷 2,613 3,608 -27.6% 费 15,513 15,500 0.1% 费 (4,206) (3,899) 7.9% 净 费 11,307 1

  31. Slide 31: Operating expenses

    营 2018 2017 费 8,627 7,901 9.2% 1,859 1,721 8.0% 旧 2,063 1,951 5.7% 2,631 2,275 15.6% 营 15,180 13,848 9.6% 职员 数 14,046 13,212 6.3% 31

  32. Slide 32: Deposits

    2018 2017 来 207,797 203,837 1.9% 储 852,339 913,192 -6.7% 833,221 658,061 26.6% 结 2,199 2,784 -21.0% 额 1,895,556 1,777,874 6.6% 32

  33. Slide 33: Loans breakdown

    贷 2018 2017 贷 492,712 436,754 12.8% 126,328 99,987 26.3% 资 50,223 53,581 -6.3% 21,239 13,461 57.8% 纪 1,171 1,027 14.0% 38,147 34,931 9.2% 51,093 45,075 13.4% 66,256 61,786 7.2% 闲 1,675 2,040 -17.9% 资讯 18,006 23,900 -24.7% 118,574 100,966 17.4% 贷 349,008 322,284 8.3% 购买 计 计 11,150 9,874 12.9% 计 贷 贷 2

  34. Slide 34: Loan credit quality

    内 贷评级 阶 贷 阶 阶 阶 计 贷 1,254,236 5,019 - 1,259,255 1,140,711 关 1,934 3,133 - 5,067 3,636 级 - - 2,383 2,383 2,079 1,256,170 8,152 2,383 1,266,705 1,146,426 贸 17,357 - - 17,357 42,975 关 - - - - - 级 - - 4 4 - 17,357 - 4 17,361 42,975 贷 3,822 - - 3,822 6,259 关 - - - - - 级 - - - - - 3,822 - - 3,822 6,259 贷

  35. Slide 35: Exposures

    内 资产负债 内 资产负债 计 债 贷 计 内 内 额 资 242,022 61,518 50,660 292,682 37,793 330,475 资 57,249 26,141 3,257 60,506 13,060 73,566 内 内 册 资 87,690 20,418 5,596 93,286 18,961 112,247 100,262 68,746 583 100,846 9,686 110,532 计 487,223 176,822 60,097 547,320 79,500 626,820 内 贷 结  报 报 14.8% 报财 报 资产负债 11.5% 内 内 额为 34

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