Akiko Global Services Ltd. · NSE:AKIKO
Akiko Global Services — Q1 FY2027 Earnings Presentation
33 slides from Akiko Global Services's earnings presentation, Jul 30, 2026
Slide 1: Regulation 30 intimation to NSE
AKIKO GLOBAL SERVICES LIMITED Date: 30-07-2026 To, National Stock Exchange of India Ltd Exchange Plaza, 5th Floor | Plot No. C/1, G Block Bandra - Kurla Complex Bandra (E), Mumbai - 400051 Symbol: AKIKO ISIN: INE0PMR01017 Subject: Intimation under Regulation 30 of the Securities and Exchange Board o
Slide 2: Akiko Global Earnings Presentation Q1 FY27
Akiko Global Akiko Global Services Ltd Beyond DSA. Into Fintech. Building India’s integrated consumer fintech platform. Earnings Presentation - Q1 FY27
Slide 3: Disclaimer
Disclaimer Akiko Global This presentation and the accompanying slides (the “Presentation”), which have been prepared by “AKIKO Global Services Limited” (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or sub
Slide 4: Company Overview
Company Overview
Slide 5: Company Snapshot
Company Snapshot Akiko Global Revenue: 68.1 / EBITDA: 10.1/ PAT: 7.0 (in Crores) (as of Q1 FY27) ROE: 27.3% / ROCE: 29.9% (as of FY26) 950+ Employees 98% Retention Rate Low CAC driven by existing distribution ecosystem Akiko Pay: ~1% Cashback | ~1.5-1.8% MDR Model ₹450Cr+ Monthly Loan Disbursements
Slide 6: Company Overview
Company Overview Akiko Global • Beyond Distribution. Building India's Consumer Fintech Platform. • Akiko Global is building an integrated consumer fintech platform by combining its profitable financial distribution business with technology-driven customer engagement. • Through MoneyFair, the Company
Slide 7: Company Journey
Company Journey Akiko Global Strategic Banking Corporate Transition & Digital Platform Scale-Up Partnerships Business Milestones • AkikoPay Android Successfully • Secured key • Converted into a public Launched authorizations from limited company • iOS Rollout Underway leading banks • Secured approva
Slide 8: Key Managerial Personnel
Key Managerial Personnel Akiko Global Mr. Ankur Gaba (Founder & Promoter) Entrepreneur with over 20 years of experience in India's financial services industry. Built Akiko from a traditional financial distribution business into one of India's fastest-growing profitable fintech-enabled platforms. Lea
Slide 9: Credit Card Business: Scaled, Diversified & Digitally Driven
Credit Card Business: Scaled, Diversified & Digitally Driven Akiko Global Proven Scale & Growth Momentum Strong Lender Network & Partnerships • 17,000 – 18,000 monthly credit cards. • 40+ Banking Partners. • 15 Lakh+ cards sourced cumulatively. • Technology-led Customer Acquisition • Strong Unit Eco
Slide 10: Loan Business: Scalable Disbursals with Strong Yield Profile
Loan Business: Scalable Disbursals with Strong Yield Profile Akiko Global Mortgage/ Home Loans 15% Digital Sourcing Tier 2/3 Business Loans 10% DSA/ 40% Tier 1 40% Offline Channels 60% Personal Loans 60% 75% Lending Portfolio Mix: Customer Acquisition Mix: Geographical Mix: ₹450 Cr+ Monthly loan dis
Slide 11: Akiko Pay: Building Consumer Layer of Akiko Global
Akiko Pay : Building Consumer Layer of Akiko Global Akiko Global Strong Launch & User Scale: 30K+ Android app downloads reflecting strong initial adoption Healthy User Engagement: MAU (Monthly Active User): 9K | DAU (Daily Active User): 1K, indicating consistent early-stage platform activity User Be
Slide 12: One Customer One Ecosystem
One Customer One Ecosystem Akiko Global Customer MoneyFair (Customer Acquisition) Bank/NBFC Matching Loan/ Credit Card Approval AkikoPay (Customer Engagement) Wallet Prepaid Card Credit Score Travel Gift Cards Cross Sell Higher Customer Lifetime Value MoneyFair acquires customers while AkikoPay stre
Slide 13: Company Owned Branch Presence Across India
Company Owned Branch Presence Across India Akiko Global Pan-India Distribution Network: Delhi (Head Office) Noida Mumbai Pune Ahmedabad Surat Jaipur Hyderabad Bangalore Patna Lucknow Chandigarh Haryana Punjab Pan-India Presence, supported by a hybrid - digital and physical network enabling scalable
Slide 14: Trusted by Leading Banks, NBFCs & Financial Institutions
Trusted by Leading Banks, NBFCs & Financial Institutions Akiko Global Bank Relationships NBFC Relationships Credit Bureau Partner Long-standing relationships with leading financial institutions create a strong competitive advantage and enable diversified product distribution across multiple lending
Slide 15: Industry Overview
Industry Overview
Slide 16: Indian Credit Card Industry - Low Penetration Driving Structural Growth
Indian Credit Card Industry - Low Penetration Driving Structural Growth Akiko Global • The industry is witnessing strong structural growth of ~15-20% CAGR, driven by rising Credit Cards in Force (India) consumer demand and increasing formalization of credit. • Credit card penetration remains relativ
Slide 17: India Digital Lending: Large, Underpenetrated & Fast Growing Market
India Digital Lending: Large, Underpenetrated & Fast Growing Market Akiko Global • Large and expanding fintech market: India’s fintech ecosystem is estimated at ~₹60-70 trillion (FY24), Credit Penetration driven by rapid digitization, rising financial inclusion, and tech-enabled financial services a
Slide 18: Shift from Traditional Distribution to Platform-Led Lending
Shift from Traditional Distribution to Platform-Led Lending Akiko Global • The share of loans sourced through digital and fintech platforms is steadily increasing, driven by faster Direct bank onboarding, seamless user experience, and wider reach beyond traditional banking channels. sourcing • Unsec
Slide 19: Strategic Overview
Strategic Overview
Slide 20: Akiko's Core Strengths: Scalable, Digital & Integrated Platform
Akiko’s Core Strengths: Scalable, Digital & Integrated Platform Akiko Global 01 02 Integrated Fintech Platform Technology Led Customer Acquisition End-to-end model combining customer acquisition Increasing focus on digital channels driving and aggregation capabilities, enabling better control superi
Slide 21: Akiko's Strategic Growth Roadmap (2026-2027)
Akiko’s Strategic Growth Roadmap (2026-2027) Akiko Global Execution Phase (2026) Expansion Phase (2026) Scale Phase (2027) ▪ Complete Android Rollout ▪ UPI ▪ AI Personal Finance ▪ Improve User Experience ▪ Insurance ▪ Wealth Products ▪ Scale Wallet ▪ Travel ▪ MSME Solutions ▪ Scale Prepaid ▪ Marketp
Slide 22: Q1 FY27 Financial Performance
Q1 FY27 Financial Performance
Slide 23: Management Commentary - Q1 FY27
Management Commentary - Q1 FY27 Akiko Global Q1 FY27 marked another strong quarter in Akiko Global Services Limited's journey towards building an integrated consumer fintech platform. The Company delivered robust revenue growth while maintaining healthy profitability, supported by sustained momentum
Slide 24: Quarterly Financial Metrics
Quarterly Financial Metrics Akiko Global Revenue (INR Lacs) EBITDA (INR Lacs) and EBITDA Margin (%) PAT (INR Lacs) and PAT Margin (%) 6,812.2 5,772.5 1,009.8 701.6 787.8 14.8% 551.4 2,953.6 10.3% 412.8 6.8% 9.6% 14.0% 201.8 13.6% Q1-FY26 Q4-FY26 Q1-FY27 Q1-FY26 Q4-FY26 Q1-FY27 Q1-FY26 Q4-FY26 Q1-FY2
Slide 25: Consolidated Income Statement
Consolidated Income Statement Akiko Global Particulars (In INR Lacs) Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q Revenue from Operations 6,812.2 2,953.6 130.6% 5,772.5 18% Purchase of Services 4,578.2 1,611.9 3,507.8 Employee Expenses 909.0 590.3 1,178.2 Other Expenses 315.2 338.5 298.7 EBITDA 1,009.8 412.8
Slide 26: Historical Financial Performance
Historical Financial Performance
Slide 27: Key Financial Metrics
Key Financial Metrics Akiko Global Revenue (INR Lacs) EBITDA (INR Lacs) and EBITDA Margin (%) PAT (INR Lacs) and PAT Margin (%) 17,273.2 2,506.9 1,741.5 7,630.2 6,812.2 1,153.3 1,009.8 790.7 701.6 3,219.9 517.3 14.5% 14.8% 15.1% 375.5 10.3% 10.1% 16.1% 11.7% 10.4% FY-24 FY-25 FY-26 Q1-FY27 FY-24 FY-
Slide 28: Consolidated Historical Income Statement
Consolidated Historical Income Statement Akiko Global Particulars (In INR Lacs) FY24 FY25 FY26 Q1 FY27 Revenue from Operations 3,219.9 6,345.1 17,273.2 6,812.2 Purchase of Services 1,243.2 3,584.6 10,493.1 4,578.2 Employee Expenses 1,221.0 1,280.9 3,059.1 909.0 Other Expenses 238.4 569.1 1,214.0 315
Slide 29: Consolidated Historical Balance Sheet
Consolidated Historical Balance Sheet Akiko Global ASSETS (Rs. Lacs.) Mar-24 Mar-25 Mar-26 EQUITY AND LIABILITIES ( (Rs. Lacs) Mar-24 Mar-25 Mar-26 (a) Property, Plant and Equipment (a) Equity Share Capital 776.8 1077.0 1077.0 (i) Tangible Assets 47.1 238.6 188.7 (b) Reserves and Surplus 680.6 3300.
Slide 30: Consolidated Historical Cash Flow Statement
Consolidated Historical Cash Flow Statement Akiko Global Particulars (Rs. Lacs) Mar-24 Mar-25 Mar-26 Cash Flow from Operating Activities Profit before Tax 509.8 1,036.8 2,246.1 Adjustment for Non-Operating Items 7.8 484.2 375.7 Operating Profit before Working Capital Changes 517.6 1,521.0 2,621.7 Ch
Slide 31: Building Future of Consumer Finance
Building Future of Consumer Finance Akiko Global From Distribution to Destination — Building India's Integrated Consumer Fintech Platform TODAY TOMORROW FUTURE Leading Financial Distribution Platform Integrated Consumer Fintech Platform Financial Super App CUSTOMER LIFECYCLE PRODUCT ECOSYSTEM Acquir
Slide 32: Why Invest in AKIKO
Why Invest in AKIKO Akiko Global WHY INVEST IN AKIKO? Proven Profitable Asset-Light Model Strong Return Ratios Business 40+ Banking & NBFC ₹450+ Cr Monthly 17K–18K Monthly Partnerships Loan Distribution Credit Cards AkikoPay Consumer Significant Cross-Sell Large Addressable Ecosystem Opportunity Mar
Slide 33: Contact
Company Akiko Global Services Limited CIN: L74999DL2018PLC335272 Email ID: support@akiko.com Tel: 011-40104241 Website: www.themoneyfair.com Investor Relations Partner X-B4 Advisory LLP Rasika Sawant / Divya Shethia Tel: +91 95944 57518 / 8850595811 From Distribution to Destination. Building India's
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