Akiko Global Services Ltd. · NSE:AKIKO
Akiko Global Services — Investor Presentation (June 2025)
33 slides from Akiko Global Services's investor presentation, June 2025
Slide 1: Akiko Global Services Limited Investor Presentation
AKIKO GLOBAL SERVICES LIMITED “ACHIEVING GLOBAL EXCELLENCE” Investor Presentation | June 2025
Slide 2: Safe Harbour
SAFE HARBOUR This presentation and the information contained herein have been prepared by Akiko Global Services Limited (the "Company") solely for informational purposes. It does not constitute or form part of any offer or invitation to sell or issue, or any solicitation of any offer to purchase or
Slide 3: Mission & Vision
MISSION & VISION Vision To advance a work culture that encourages singular development, solidarity, and innovation to conquer difficulties and accomplish objectives. To support thoughts, ability and work frame. Value Mission Akiko as a company value customer trust and We aim to becomes the largest a
Slide 4: Message from the Founder
MESSAGE FROM THE FOUNDER “ When I started Akiko Global Services Limited, it was fuelled by a simple yet powerful belief: that navigating the world of financial products, like credit cards and loans, should not be complicated. We saw a clear need to bridge the gap between financial institutions and i
Slide 5: Company Overview
COMPANY OVERVIEW Founded: 2018 Headquarters: New Delhi, India Akiko Global Services Ltd. is a technology-driven financial distribution platform specializing in consumer credit products, including credit cards, personal loans, business loans, and home loans. By leveraging a semi-digital, semi-persona
Slide 6: Our Journey
OUR JOURNEY 2020 2024 Expanded operations Consolidated to over 2,000 kiosks, subsidiaries under the building a robust Akiko umbrella to offline and digital integrate verticals and acquisition platform. accelerate growth. 2 /1 5 0 E M U A R H N T L ID K A V N A B R E LD 4 3 2 O 1 H 0 D R A C 2018 202
Slide 7: Meet Our Team
MEET OUR TEAM ANKUR GABA MS. PRIYANKA DUTTA RICHA ARORA Founder & Promoter Managing Director Director & Chief Financial Officer Mr. Ankur Gaba, is the Promoter and Ms. Priyanka Dutta is an accomplished Ms. Richa Arora is the Promoter Director Business Development Head of Akiko. With board director w
Slide 8: Meet Our Team
MEET OUR TEAM GURJEET SINGH WALIA MR. PUNEET MEHTA Executive Director Promoter Mr. Gurjeet Singh Walia, is the Promoter Mr. Puneet Mehta, is the Promoter and Director of Akiko. With 14 years of of Akiko. A certified professional in experience across for-profit and Computer Applications from NIT, he
Slide 9: Leadership Board
LEADERSHIP BOARD ANKUR GABA PRIYANKA DUTTA PUNEET MEHTA RICHA ARORA Business Development Head Managing Director Promoter Director & Chief Financial Officer GURJEET SINGH WALIA JAGJIT SINGH TARUN GAHLOT NAVEEN GUPTA Executive Director Independent Director Independent Director Non Executive Director 0
Slide 10: Revenue Model
REVENUE MODEL LOANS: PLANNED INSURANCE & Commissions earned on the disbursal MUTUAL FUNDS: value of loans, primarily personal loans Distribution model under development, and business loans. will generate commissions on policies Average commission: ~3-3.5% of the loan sold (life and/or general insura
Slide 11: Customer Acquisition Model
CUSTOMER ACQUISITION MODEL 01 02 03 04 TELE CALLING & FEET-ON-STREET (FOS) AGGREGATION DIGITAL MARKETING: CALL CENTERS: & CORPORATE SALES: MODEL: WhatsApp, SMS, Instagram, YouTube advertising campaigns. Semi-personal approach to Over 2,000 kiosks across Sub-channels operate on a convert digital lead
Slide 12: Products & Services
PRODUCTS & SERVICES PERSONAL & MORTGAGE/ CREDIT CARDS BUSINESS LOANS HOME LOANS Extensive range of credit card Sourcing unsecured personal Home loan sourcing for offerings from leading private loans for salaried and salaried and self-employed and PSU banks. self-employed segments. customers. Tailore
Slide 13: Segment-wise Business Breakdown
SEGMENT-WISE BUSINESS BREAKDOWN AKIKO GLOBAL SERVICES LTD. SEG ME N T DESCRI PT I O N REVENUE MOD EL CUR R ENT CONTR IBUTION & COMMENTS Unsecured loans offered to salaried Major revenue contributor; part of Personal Loans & individuals, self-employed professionals, Business Loans ~3-3.5% commission
Slide 14: Contribution to Total Business
CONTRIBUTION TO TOTAL BUSINESS Contribution to Total Business Personal & Business Loans Revenue Model: ~3-3.5% commission on loan disbursal Gross Profit Margin: ~10-15% of total payout 40% 60% Mortgage / Home Loans Aggregation Model with 90-95% payout Contribution: ~5-10% of total business Credit Ca
Slide 15: Key Customers & Partnerships
KEY CUSTOMERS & PARTNERSHIPS BANKING PARTNERS NBFC REL ATIONSHIPS CREDIT BUREAU PARTNER 13 AKIKO GLOBAL SERVICES LTD | INVESTOR PRESENTATION JUNE 2025
Slide 16: Key Differentiators
KEY DIFFERENTIATORS 01 02 03 Profitable, commission-based Proprietary customer 98% staff retention ensures revenue model with no-burn database and high-quality consistent execution and low strategy. digital marketing. attrition. 04 05 Proven ability to scale Strong partnerships with operations while
Slide 17: Key Achievements to Date
KEY ACHIEVEMENTS TO DATE Built a proprietary customer database and marketing engine, achieving 98% staff retention. Recognized as a trusted partner by leading banks and NBFCs. Maintained profitability every year since inception, with consistent EBITDA margins (FY25 consolidated: 15.10%). Progressing
Slide 18: Competitive Advantages
COMPETITIVE ADVANTAGES TARGETED DIGITAL ACQUISITION: HIGH-MARGIN CREDIT Akiko employs a multi-channel digital strategy, including CARD SEGMENT: tele-calling, corporate activities, feet-on-street, and digital marketing, to acquire customers efficiently. This approach Despite lower volume, the per-uni
Slide 19: Growth Drivers
GROWTH DRIVERS 01 06 PRODUCT DIVERSIFICATION CROSS-SELL POTENTIAL Broader product suite allows upselling (e.g., loans Expansion into insurance and mutual funds enables + insurance + mutual funds), boosting customer deeper customer engagement and broader wallet share. 02 lifetime value. 07 BUSINESS C
Slide 20: Strategic Vision, Growth Roadmap & Future Offerings
STRATEGIC VISION, GROWTH ROADMAP & FUTURE OFFERINGS Vision & Long-Term Goals FY26 Revenue Target: Operational Efficiency: 10-Year Goal: Digital-First Focus: ₹150 Cr (organic growth, Tight cost control Transform into a full-service Enhance CRM, analytics, & without external fundraising) Receivables c
Slide 21: Market Opportunity
MARKET OPPORTUNITY Industry Size & Growth Potential Indian Consumer Lending Market: The Indian consumer lending market is projected to grow from USD 59.5 billion in 2025 to USD 210 billion by 2031, representing a robust CAGR of approximately 23.45%. https://www.techsciresearch.com/report/india-consu
Slide 22: Financial Performance
FINANCIAL PERFORMANCE FY25 Consolidated Revenue Breakdown FY25 Consolidated PAT Breakdown FY25 Consolidated EBITDA Breakdown Total Revenue: ₹76.3 Cr Total PAT ₹7.39 Cr Total EBITDA ₹11.53 Cr | Margin: 15.10% YoY YoY Growth (Standalone): ~97% YoY increase YoY Growth (Standalone) : ~58.83% from FY24 S
Slide 23: Standalone Income Statement
STANDALONE INCOME STATEMENT (Rs. In Mn) Par�culars FY22 FY23 FY24 FY25 Revenue From Opera�ons 135.19 395.81 321.99 634.51 Other Income 0.14 0.09 1.96 1.01 Total Revenue 135.33 395.90 323.96 635.52 Total Expenses excluding Finance cost & Deprecia�on 123.50 332.66 270.26 543.46 EBITDA (excluding Other
Slide 24: Standalone Balance Sheet
STANDALONE BALANCE SHEET (Rs. In Mn) As On 31st As On 31st As On 31st As On 31st As On 31st As On 31st As On 31st As On 31st Par�culars Par�culars Par�culars Mar 22 Mar 23 Mar 24 Mar 25 Mar 22 Mar 23 Mar 24 Mar 25 Assets Equity and Liabili�es PP&E Equity Share Capital 5.37 6.43 4.71 17.21 0.20 0.40
Slide 25: Standalone Cash Flow Statement
STANDALONE CASH FLOW STATEMENT (Rs. In Mn) Par�culars Par�culars As On 31st Mar 22 As On 31st Mar 23 As On 31st Mar 24 As On 31st Mar 25 Cashflow from Opera�ons Ac�vi�es 12.21 52.62 (628.45) (1,116.07) Cashflow from Inves�ng Ac�vi�es (14.98) (28.98) 12.82 (817.19) Cashflow from Financing Ac�vi�es (25.7
Slide 26: Key Financial Metrics
KEY FINANCIAL METRICS (Rs. In Mn) Revenue from Opera�ons EBITDA & EBITDA Margin ROCE 700.00 634.51 100.00 18% 100.0% 16% 16% 90.00 16% 90.0% 89.1% 600.00 80.00 14% 14% 80.0% 70.00 71.3% 500.00 12% 60.00 70.0% 395.81 9% 10% 400.00 50.00 60.0% 321.99 91.05 8% 40.00 50.0% 300.00 30.00 63.16 6% 51.73 40
Slide 27: Consolidated Income Statement
CONSOLIDATED INCOME STATEMENT (Rs. In Mn) Par�culars H2FY25 H1FY25 H-o-H FY25 FY24 Revenue From Opera�ons 573.52 189.50 2.03 763.02 - Other Income 0.50 0.51 1.01 - Total Revenue 574.02 190.01 2.02 764.03 - Total Expenses excluding Finance cost & Deprecia�on 490.96 156.73 647.69 - EBITDA (excluding O
Slide 28: Consolidated Balance Sheet
CONSOLIDATED BALANCE SHEET (Rs. In Mn) Par�culars As On 31st Mar 25 *As On 31st Mar 24 Par�culars As On 31st Mar 25 *As On 31st Mar 24 Par�culars (Rs. In Mn) Assets H2FY25 H1FY25 Equity and Liabili�esH-o-H FY25 PP&E - Equity Share Capital 107.70 - 23.86 Other Intangible Assets - Reserves and Surplus
Slide 29: Consolidated Cash Flow Statement
CONSOLIDATED CASH FLOW STATEMENT (Rs. In Mn) Par�culars(Rs. In Mn) Par�culars H2FY25 As On 31st Mar 25 H-o-H H1FY25 *As On 31st Mar 24 FY25 - Cash flow from Opera�ons Ac�vi�es (2,692.38) Cash flow from Inves�ng Ac�vi�es (664.66) - Cash flow from Financing Ac�vi�es 3,615.46 - Net Change in Cash and Cash
Slide 30: Key Financial Metrics
KEY FINANCIAL METRICS (Rs. In Mn) Revenue from Opera�ons EBITDA & EBITDA Margin 700.0 90.0 82.6 20.0% 573.5 80.0 17.3% 18.0% 600.0 70.0 16.0% 500.0 60.0 14.4% 14.0% 12.0% 50.0 400.0 10.0% 40.0 32.8 8.0% 300.0 30.0 6.0% 189.5 20.0 4.0% 200.0 10.0 2.0% 100.0 0.0 0.0% H1FY25 H2FY25 - H1FY25 H2FY25 EBIT
Slide 31: Compliance
COMPLIANCE Data Privacy and Security 29 AKIKO GLOBAL SERVICES LTD | INVESTOR PRESENTATION JUNE 2025
Slide 32: Capital Market Information
CAPITAL MARKET INFORMATION SHAREHOLDING PATTERN AS ON MARCH 2025 PARTICULARS % SHAREHOLDING Promoters + 66.92% DIIs + 1.10% Public + 31.98% 30 AKIKO GLOBAL SERVICES LTD | INVESTOR PRESENTATION JUNE 2025
Slide 33: Akiko Global Services Limited
AKIKO GLOBAL SERVICES LIMITED For fur ther information on the Company, please visit https://www.themoneyfair.com/ Contact: 011 4010-4241 | Email: support@akiko.co.in INVESTOR REL ATIONS ADVISOR Captive IR Strategic Advisors Pvt. Ltd Krunal Shah / Vinayak Shirodkar Contact: +91 93724 67194 / +91 8828
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