Slide 1: Filing cover letter to NSE
AKIKO GLOBAL SERVICES LIMITED Date: 20-05-2026 To, National Stock Exchange of India Ltd Exchange Plaza, 5th Floor | Plot No. C/1, G Block Bandra - Kurla Complex Bandra (E), Mumbai - 400051 Symbol: AKIKO ISIN: INE0PMR01017 Subject: Investor Presentation on Audited Financial Results for the Financial
Slide 2: Akiko Global Services Ltd - Investor Presentation May 2026
Akiko Global Akiko Global Services Ltd Beyond DSA. Into Fintech. Investor Presentation – May 2026
Slide 3: Disclaimer
Disclaimer Akiko Global This presentation and the accompanying slides (the “Presentation”), which have been prepared by “AKIKIO Global Services Limited” (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or su
Slide 4: Management Commentary - FY26
Management Commentary - FY26 Akiko Global FY26 marked another important year in Akiko’s transition towards becoming a fintech platform. During the year, the Company strengthened its hybrid business model by combining digital customer acquisition capabilities with a strong on-ground fulfillment and d
Slide 5: Company Overview, Industry Overview, Strategic Overview, Financials
Company Overview Industry Overview Strategic Overview Quarterly Financial Performance Historical Financial Performance
Slide 6: Company Snapshot
Company Snapshot Akiko Global Revenue: 17,273.2 / EBITDA: 2,506.9 / PAT: 1,741.5 (in Lakh’s) (as of FY26) ROE: 27.3% / ROCE: 29.9% (as of FY26) 950+ Employees 98% Retention Rate Low CAC driven by existing distribution ecosystem Akiko Pay: ~1% Cashback | ~1.5-1.8% MDR Model ₹400Cr+ Monthly Loan Disbu
Slide 7: Company Overview
Company Overview Akiko Global • Founded in 2018 and transitioned to a public company in 2023, Akiko has evolved from a traditional DSA into a fintech-led distribution platform, combining strong sourcing capabilities with digital infrastructure. • The company operates a platform-driven model through
Slide 8: Company Journey
Company Journey Akiko Global Strategic Banking Corporate Transition & Digital Platform Partnerships Business Milestones Scale-Up • Secured key • Converted into a public • Launched Akiko Pay, authorizations from limited company progressing towards leading banks • Secured approval for Phase 2 expansio
Slide 9: Key Managerial Personnel
Key Managerial Personnel Akiko Global Mr. Ankur Gaba (Founder & Promoter) Brings 20+ years of experience in financial services and has been associated since inception, leading business development, strategy, and scaling initiatives. Ms. Priyanka Dutta (Managing Director) Brings 15+ years of experien
Slide 10: Credit Card Business: Scaled, Diversified & Digitally Driven
Credit Card Business: Scaled, Diversified & Digitally Driven Akiko Global Proven Scale & Growth Momentum Strong Lender Network & Partnerships • ~1.8-2.0 lakhs annual card sourcing run- • 40+ active bank & NBFC partnerships. rate (ARR) • Preferred distribution partnership with • ~15 lakh cards source
Slide 11: Loan Business: Scalable Disbursals with Strong Yield Profile
Loan Business: Scalable Disbursals with Strong Yield Profile Akiko Global Mortgage/ Home Loans 15% Business Loans Digital Sourcing Tier 2/3 10% DSA/ 40% Tier 1 40% Offline Channels 60% Personal Loans 60% 75% Lending Portfolio Mix: Customer Acquisition Mix: Geographical Mix: ₹400 Cr+ monthly loan dis
Slide 12: Akiko Pay: Emerging Fintech Layer
Akiko Pay: Emerging Fintech Layer Akiko Global Strong Launch & User Scale: 30k+ Android app downloads within the first 10 days, reflecting strong initial adoption Healthy User Engagement: MAU (Monthly Active User): 9K | DAU (Daily Active User): 1K, indicating consistent early-stage platform activity
Slide 13: Our Platforms
Our Platforms Akiko Global Akiko Pay Digital fintech platform enabling seamless payments while acting as a low-cost customer acquisition and cross- sell engine for credit products. Money Fair AI-driven credit marketplace enabling smarter borrower-lender matching with seamless multi-lender access and
Slide 14: Company Owned Branch Presence Across India
Company Owned Branch Presence Across India Akiko Global Physical Presence: Delhi (Head Office) Noida Mumbai Pune Ahmedabad Surat Jaipur Hyderabad Bangalore Patna Lucknow Chandigarh Haryana Punjab Pan-India Presence, supported by a hybrid - digital and physical network enabling scalable growth. Inves
Slide 15: Awards And Accolades
Awards And Accolades Akiko Global Standard Chartered Yes Bank AU Small Finance Bank Valuable Partnership Most Valued Partner Authorized Partner Bajaj Finance IndusInd Bank HDFC Bank STASHFIN Valuable Partnership Preferred Partner Outstanding Performance Strategic Partnership Investor Presentation –
Slide 16: Key Partnerships
Key Partnerships Akiko Global Commission Structure NBFC Relationships Credit Bureau Partner Investor Presentation – H2 & FY26 15
Slide 17: Company Overview, Industry Overview, Strategic Overview, Financials
Company Overview Industry Overview Strategic Overview Quarterly Financial Performance Historical Financial Performance
Slide 18: Indian Credit Card Industry - Low Penetration Driving Structural Growth
Indian Credit Card Industry - Low Penetration Driving Structural Growth Akiko Global • The industry is witnessing strong structural growth of ~15–20% CAGR, driven by rising Credit Cards in Force (India) consumer demand and increasing formalization of credit. • Credit card penetration remains relativ
Slide 19: India Digital Lending: Large, Underpenetrated & Fast Growing Market
India Digital Lending: Large, Underpenetrated & Fast Growing Market Akiko Global • Large and expanding fintech market: India’s fintech ecosystem is estimated at ~₹60-70 trillion (FY24), Credit Penetration driven by rapid digitization, rising financial inclusion, and tech-enabled financial services a
Slide 20: Shift from Traditional Distribution to Platform-Led Lending
Shift from Traditional Distribution to Platform-Led Lending Akiko Global • The share of loans sourced through digital and fintech platforms is steadily increasing, driven by faster Direct bank onboarding, seamless user experience, and wider reach beyond traditional banking channels. sourcing • Unsec
Slide 21: Company Overview, Industry Overview, Strategic Overview, Financials
Company Overview Industry Overview Strategic Overview Quarterly Financial Performance Historical Financial Performance
Slide 22: Akiko's Core Strengths: Scalable, Digital & Integrated Platform
Akiko’s Core Strengths: Scalable, Digital & Integrated Platform Akiko Global 01 02 Integrated Fintech Platform Digital-First Customer Acquisition End-to-end model combining customer acquisition Increasing focus on digital channels driving and aggregation capabilities, enabling better control superio
Slide 23: Akiko's Strategic Growth Roadmap (2026-2027)
Akiko’s Strategic Growth Roadmap (2026-2027) Akiko Global Execution Phase (2026) Expansion Phase (2026) Scale Phase (2027) AkikoPay: AkikoPay: AkikoPay: • Launch iOS app • Launch UPI • Add wealth products • Improve onboarding & KYC journey • Add EMI tracking & AI-led credit tools (FDs, Mutual Funds,
Slide 24: Company Overview, Industry Overview, Strategic Overview, Financials
Company Overview Industry Overview Strategic Overview Quarterly Financial Performance Historical Financial Performance
Slide 25: Quarterly Financial Metrics
Quarterly Financial Metrics Akiko Global Revenue (INR Lacs) EBITDA (INR Lacs) and EBITDA Margin (%) PAT (INR Lacs) and PAT Margin (%) 5,772.47 5,051.61 808.19 787.79 3,896.81 653.29 571.60 551.41 423.31 16.8% 13.7% 16.0% 9.6% 10.9% 11.3% Q4-FY25 Q3-FY26 Q4-FY26 Q4-FY25 Q3-FY26 Q4-FY26 Q4-FY25 Q3-FY2
Slide 26: Consolidated Income Statement
Consolidated Income Statement Akiko Global Particulars (In INR Lacs) Q4 FY26 Q4 FY25 Y-o-Y Q3 FY26 Q-o-Q FY26 FY25 Y-o-Y Revenue from Operations 5,772.47 3,896.81 48.13% 5,051.61 14.27% 17,273.16 7,630.22 126.38% Purchase of Services 3,507.76 2,547.39 3,254.46 10,493.14 4,200.47 Gross Profit 2,264.7
Slide 27: Company Overview, Industry Overview, Strategic Overview, Financials
Company Overview Industry Overview Strategic Overview Quarterly Financial Performance Historical Financial Performance
Slide 28: Key Financial Metrics
Key Financial Metrics Akiko Global Revenue (INR Lacs) EBITDA (INR Lacs) and EBITDA Margin (%) PAT (INR Lacs) and PAT Margin (%) 17,273.16 2,506.92 1,741.50 7,630.22 1,153.32 790.66 3,219.93 517.30 375.45 10.08% 16.07% 14.51% 15.12% 11.66% 10.36% FY-24 FY-25 FY-26 FY-24 FY-25 FY-26 FY-24 FY-25 FY-26
Slide 29: Consolidated Historical Income Statement
Consolidated Historical Income Statement Akiko Global Particulars (In INR Lacs) FY24 FY25 FY26 Revenue from Operations 3,219.93 7,630.22 17,273.16 Purchase of Services 1,243.24 4,200.47 10,493.14 Gross Profit 1,976.69 3,429.75 6,780.02 Gross Profit Margin (%) 61.39% 44.95% 39.25% Employee Expenses 1
Slide 30: Consolidated Historical Balance Sheet
Consolidated Historical Balance Sheet Akiko Global ASSETS (Rs. Lacs.) Mar-24 Mar-25 Mar-26 EQUITY AND LIABILITIES ( (Rs. Lacs) Mar-24 Mar-25 Mar-26 (a) Property, Plant and Equipment (a) Equity Share Capital 776.80 1,076.96 1,076.96 (i) Tangible Assets 47.07 238.57 188.66 (b) Reserves and Surplus 680
Slide 31: Consolidated Historical Cash Flow Statement
Consolidated Historical Cash Flow Statement Akiko Global Particulars (Rs. Lacs) Mar-24 Mar-25 Mar-26 Cash Flow from Operating Activities Profit before Tax 509.80 1,036.78 2,246.05 Adjustment for Non-Operating Items 7.78 491.75 375.69 Operating Profit before Working Capital Changes 517.58 1,528.53 2,
Slide 32: Contact
Company Akiko Global Services Limited CIN: L74999DL2018PLC335272 Email ID: support@akiko.com Tel: 011-40104241 Website: www.themoneyfair.com Investor Relations Partner X-B4 Advisory LLP Rasika Sawant / Divya Shethia Tel: +91 95944 57518 / 8850595811 Email ID: rasika@x-b4.com / divyashethia@x-b4.com