40 slides from Network People Services Technologies's earnings presentation, Jan 30, 2024
Slide 1: NSE filing cover letter for investor presentation
SYMBOL: NPST Dated: 30th January, 2024 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exchange of India Limited, Exchange Plaza, NSE Building, Bandra Kurla Complex, Bandra East, Mumbai-400 0513 Fax: 022-26598237, 022-26598238 Subject: General Updates for Quarter ended 31st
Slide 2: Q3 FY24 Investor Presentation
Network People Services App Technologies Limited Fintech Partner to Banks & Merchants Q3 FY24 Investor Presentation
Slide 3: Safe Harbour Statement
2 Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Network People Services Technologies Limited (‘NPST,’ the “Company”) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or s
Slide 4: Q3 FY24 Financial And Operational Highlights
Q3 FY24 Financial And Operational Highlights
Slide 5: Q3 FY24 Key Financial Highlights
4 Q3 FY24 Key Financial Highlights In ₹ Cr 32.08 Navigating the growth in fintech with a remarkable 261% of Net Profit Surge 10.32 10.99 6.53 3.43 1.81 Revenues EBITDA Net Profit Particulars (₹ Cr) Q3 FY23 Q3 FY24 YoY Change Q3 FY23 Q3 FY24 Total Revenue 10.32 32.08 210.83% EBITDA 3.43 10.99 220.27%
Slide 6: Q3 FY24 Operational Highlights
5 Q3 FY24 Operational Highlights Incorporation of Subsidiary Issue Of Bonus Shares Timepay Digital Infotech Private Limited o NPST Limited announced a 2:1 bonus issue means two o New Subsidiary is incorporated in India on November new bonus equity shares will be issued for every one 3, 2023. existin
Slide 7: Winning Economic Times MSME Awards, 2023
6 Winning Economic Times MSME Awards, 2023 The Company has won the Top-Performing Listed Indian SME Awards at The Economic Times MSME Awards 2023 held on 8th December, 2023 in Delhi. Investor Presentation
Slide 8: Company Overview
Company Overview
Slide 9: About NPST
8 About NPST VISION Provide Digital Technology To Financial Value Chain MISSION o Strategically partner with financial institutions, banks, and service providers. NPST, is engaged in providing software and o Create largest network of technology enabled merchants and Users Digital payment solutions t
Slide 10: Key Facts
9 Key Facts Processing 450 Lakh+ Processing 300 Lakh+ monthly Daily UPI Transactions as TSP Merchants Transactions on Timepay EVOK for Banks Revenue 40.79 Cr Managing 7,000 Lakh+ Listed on Adjusted Book ₹ 19.16 Cr In FY22 Mobile Banking Transaction Value 44.21 EBITDA ₹ 34.13 In FY22 Managing 20 Lakh
Slide 11: Our Journey
10 Our Journey 2017 2023 2021 UPI UPI Credit Card 2017 Switch Launched IPO ISSUE 2013 UPI Elevated to Public limited company by Launched UPI SME IPO on NSE 2022 payment switch for Emerge INCORPORATION Banks and bagged Launched wallet orders for multiple SUPER APP based banks Delivered super app to A
Slide 12: Business Verticals
11 Business Verticals For Banks & Financial Institutes For Payment Aggregator and Merchants Switch Products 1 1 EVOK - UPI (API) engine IMPS | UPI | Mobile Banking Solution Super App – integrated Mobile App for Banking 2 2 UPI plug-in services Third Party Technology Payment Service Application Provi
Slide 13: Marquee Client
12 Marquee Client Fintech Partner To Banks Partner To Merchants & Payment Aggregators/ Payment Gateways Investor Presentation
Slide 14: Technology Service Provider
Technology Service Provider
Slide 15: Payment Switch
14 Payment Switch PRODUCTS IMPS UPI MBS Switch Switch o Products: P2P and P2A o Scan & Pay o UPI lite o Develop Mobile App o Channels : [ Mobile | Web/internet o AutoPay o Signed QR o Aggregate services Banking | Branch Banking | ATM o UPI International o Intent o Integrate API’s Business correspond
Slide 16: Qynx - Merchant Acquisition platform for Banks
15 Qynx - Merchant Acquisition platform for Banks 1 Deliverables for Banks Deliverables for Merchants o Qynx is a Digital Merchant platform for banks that provides a complete suite of services and products to manage and operate Merchants of various sizes and categories. Merchant Switch 2 Merchant Po
Slide 17: Super App - Next Generation Mobile Banking Experience
16 Super App - Next Generation Mobile Banking Experience o NPST has invested and built, ready to adopt “SUPER APP” solution for Banking and Fintech platform. o The core objective of building SUPER APP is to provide a seamless user experience with all the banking, financial and transactional services
Slide 18: Third Party Payment Application Provider
Third Party Payment Application Provider
Slide 19: EVOK – A powerful UPI engine
18 EVOK – A powerful UPI engine o Evok is an API based Payment platform empowering business with flexibility of real-time UPI transactions and innovative payment channel integrated with reconciliation module. o Delivering UPI payment solution being one of the approved TPAP. Processing 300 Lakh+ mont
Slide 20: TimePay PSP App For Users
19 TimePay PSP App For Users “TimePay” is a Payment service provider application catering to users and Merchants with payment and collection services. A compact solution having automated process, integrated payment, value added citizen services. The Company intend to create a single platform for use
Slide 21: Roadmap FY 2023 – 2024
20 Roadmap FY 2023 – 2024 o Provide Banking Super app to BFSI o Provide payment switch to banks segment Super App UPI Switch o Revenue model: Licensed model o Revenue model: Pay per transaction o Provide Payment API to PA / PG / o Provide payment business app to Merchants Evok Qynx Banks/ Fintech o
Slide 22: Management Overview
Managment Overview
Slide 23: Board Of Directors
22 Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Chairman & Managing Director Joint Managing Director o He is an expert in Strategy and Management, with 18 years of experience. o He is a seasoned professional with over 18 years of extensive experience in finance, administration and
Slide 24: Board Of Directors
23 Board Of Directors Mrs. Panchi Samuthirakani Mr. Abhishek Mishra Mrs. Savita Vashist Independent Director Independent Director Executive Director o She holds a Bachelor's degree in Electronics and o He is a Chartered Accountant with more than 16 years o Savita Vashist has spent the last 20 years
Slide 25: Key Managerial Personnel
24 Key Managerial Personnel Mr. Rajiv Beri as a Chief Technology Officer (CTO) plays a key role in driving the technology initiative and develop R&D facility for innovation lab. He is responsible for team’s optimum productivity, set up and follow industry standard practices under CMMi and ISO qualit
Slide 26: Industry Overview
Industry Overview
Slide 27: Fintech in India
26 Fintech in India India is amongst the fastest growing Fintech markets in the world. 2025 2021 ~$ 150 Bn 2013 $ 50 Bn Market size $ 1.5 Bn The Payments landscape in India is expected to reach $ 100 Tn in transaction volume and $ 50 Bn in terms of revenue by 2030 Investor Presentation
Slide 28: Exponential UPI Growth Since Inception
27 Exponential UPI Growth Since Inception UPI Transaction Volume (In Lakh) 9,34,191 8,37,192 4,59,675 NPST is one of the Technology partners in NPCI’s UPI 2,23,307 ecosystem managing 1,25,186 payment processing engine for 53,915 179 9,152 banks. 2017 2018 2019 2020 2021 2022 2023 9M 2024 UPI Transac
Slide 29: Accelerated Migration To Digital Led By UPI
28 Accelerated Migration To Digital Led By UPI UPI Adoption & Expected Growth Cheque ATM NEFT NACH POS Internet Banking* Pre Paid Instruments UPI 73% UPI saw about 9x 63% transaction volume increase in past 3 years, increasing from 500 Cr transactions in FY19 to about 4600 Cr transactions in FY22 29
Slide 30: Financial Overview
Financial Overview
Slide 31: Q3 FY24 Consolidated Performance Highlights
30 Q3 FY24 Consolidated Performance Highlights All Figures In ₹ Cr Total Income EBITDA Net Profit 32.08 10.99 6.53 10.32 3.34 1.81 Q3 FY23 Q3 FY24 Q3 FY23 Q3 FY24 Q3 FY23 Q3 FY24 Investor Presentation
Slide 32: Q3 FY24 & 9M FY24 Consolidated Result Highlights
31 Q3 FY24 & 9M FY24 Consolidated Result Highlights In ₹ Cr Particulars Q3 FY24 Q3 FY23 Y-O-Y 9M FY24 9M FY23 Y-O-Y Revenues 31.39 10.22 83.83 19.54 Other Income 0.68 0.10 1.57 0.22 Total Income 32.08 10.32 210.83% 85.40 19.76 332.18% Raw Material costs 10.67 2.38 28.71 3.85 Employee costs 8.18 3.67
Slide 33: Q3 FY24 & 9M FY24 Standalone Result Highlights
32 Q3 FY24 & 9M FY24 Standalone Result Highlights In ₹ Cr Particulars Q3 FY24 Q3 FY23 Y-O-Y 9M FY24 9M FY23 Y-O-Y Revenues 31.39 10.21 83.80 19.49 Other Income 0.68 0.10 1.56 0.22 Total Income 32.07 10.31 211.04% 85.36 19.72 332.96% Raw Material costs 10.68 2.37 28.70 3.82 Employee costs 8.17 3.66 2
Slide 34: Key Financial Highlights – FY23
33 Key Financial Highlights – FY23 All Figures In ₹ Cr Total Income EBITDA PAT 41.12 6.52 12.37 19.49 15.27 3.81 3.00 1.49 1.07 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Investor Presentation
Slide 35: Profit & Loss Statement – FY23
34 Profit & Loss Statement – FY23 In ₹ Cr Particulars FY21 FY22 FY23 Revenues 15.20 19.16 40.79 Other Income 0.06 0.33 0.34 Total Income 15.27 19.49 41.13 Raw Material costs 1.68 -1.28 12.5 Employee costs 5.77 6.57 12.72 Other expenses 4.82 10.39 3.53 Total Expenditure 12.27 15.68 28.75 EBITDA 3.00
Slide 36: Balance Sheet – FY23
35 Balance Sheet – FY23 ₹ In Cr. In ₹ Cr Equities & Liabilities FY21 FY22 FY23 Assets FY21 FY22 FY23 Equity 4.50 6.46 6.46 Non Current Assets Reserves 2.18 15.59 22.11 Fixed assets 6.60 10.62 13.06 Net Worth 6.68 22.05 28.57 Non-current investments 0.01 0.01 0.01 Non-current Liabilities Other Non-Cu
Slide 37: Cash Flow Statement – FY23
36 Cash Flow Statement – FY23 In ₹ Cr Particulars FY21 FY22 FY23 Cashflow from Operations 2.33 -7.44 12.01 Cashflow from Investments -2.55 -5.49 -5.73 Cashflow from Financing 0.33 13.45 0.19 Net Cash flow 0.10 0.53 6.47 Opening Cash & Cash Equivalent 0.34 0.44 0.97 Closing Cash & Cash Equivalent 0.4
Slide 38: Key Ratios – FY23
37 Key Ratios – FY23 Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 10.09 44.21 30.1 34.13 19.73 19.89 15.85 14.85 7.03 7.78 2.38 2.31 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 3.07 ROE ROCE 28.82 2.17 30.44 23.
Slide 39: Stock Data
38 Stock Data NSE: NPST ISIN: INE0FFK01017 Share Holding Pattern As on 29-01-2024 0.02% As on 30-09-2023 5.82% Share Price (₹) 2724.75 Promoter & Promoter Group 26.61% Market Capitalization (₹ Cr) 1,760.73 Public No. of Shares Outstanding 64,62,000 DII 67.55% FII Face Value (₹) 10.00 52 week High-Lo
Slide 40: Thank You
427/428/429-A, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: contact@npstx.com Phone: 022 4100 2455 Website: https://npstx.com 713-B, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: info@kirinadvisors.com Phone: 022 4100 2455 Website: www.kirinadvisors.com THANK YOU