Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — Q4 FY2026 Earnings Presentation
31 slides from Network People Services Technologies's earnings presentation, May 28, 2026
Slide 1: Analysts/Investors' Presentation cover letter to exchanges
ISIN: INE0FFK01017 Date: 28.05.2026 To, The National Stock Exchange of India BSE Limited Limited, Exchange Plaza, NSE Building, Corporate Relationship Department Bandra Kurla Complex, Bandra East, Phiroze Jeejeebhoy Towers, Mumbai-400 0513 Fax: 022-26598237, Dalal Street, Mumbai – 400 001 022-265982
Slide 2: FY26 Snapshot
FY26 Snapshot A Year of Transformation, Fundamentals and De-risking
Slide 3: Agenda
Agenda 01. NPST-Business Landscape 02. FY 2025-26 Progress 03. FY 2026 Q4 Business Update 04. Financial Highlights – FY 2025-26 www.npstx.com | 02 © 2026 I Network People Services Technologies Ltd I All Rights reserved
Slide 4: Business Landscape
Business Landscape Market presence, trends, growth opportunities and NPST product fitment www.npstx.com | 03 © 2026 I Network People Services Technologies Ltd I All Rights reserved
Slide 5: NPST: Driving Innovation in PayTech
NPST: Driving Innovation in PayTech Industry Expertise Comprehensive Empowering Enhanced & Innovation Suite of Solutions Modern Payments Business Value Over a decade of Integrated banking and Modernizing payment Leverage wide experience experience delivering payment products for: infrastructure - dr
Slide 6: Business Verticals
Business Verticals Technology Service Provider Payments Platform-as-a Service RegTech (TSP) (PPaaS) A payment software partner for banks Enables banks and fintech to launch Provides fraud management across the and fintech, enabling a compliant and manage payment services end-to- transaction lifecycl
Slide 7: Market trends shaping our opportunity
Market trends shaping our opportunity Fueled by regulation, macro-economics and technology trends REGULATION ECONOMIC TECHNOLOGY Open Banking Digital Push – Make in India Cloud, Micro-Services API ONDC Smart Cities EmbeddedIntelligenc R e Data Privacy Laws New Business Models-- Subscription economy
Slide 8: Levers of Growth: Beyond Payments
Levers of Growth: Beyond Payments New product offering and target segments Market & Total Annual Product Segments Market Payment Evok 4.0, BBPS, Banks, PAs, TPAPs, Market: $8 B Processing Digital Currency Fintechs NBFCs CAGR: ~22% Payment Devices Qynx QR and Banks, Market: $4 B CAGR: ~12.63% Source:
Slide 9: Our Products at Glance
Our Products at Glance Banking & Customer Merchant Regulatory Payment & Payments Experience Acquiring Technologies Security Devices • Real Time • Omnichannel • Online and Offline • Risk Intelligence • Hardware Security Payments Super App Merchant Payment Decisioning Module Acceptance Platform • Cent
Slide 10: FY2025-26: A Year of Restructuring Fundamental Values
FY2025-26: A Year of Restructuring Fundamental Values Rebuilding Scalable Growth Engine © 2026 I Network People Services Technologies Ltd I All Rights reserved
Slide 11: Strategic Transformation & Business De-risking
Strategic Transformation & Business De-risking Reduced concentrated dependency on Evok, materially lowering single-partner and India-specific Regulatory De-risking regulatory exposure. Recognized early the monetization limitations of India’s UPI ecosystem, where MDR/interchange Revenue Model Evoluti
Slide 12: Business Verticals
Business Verticals TSP Payments Platform RegTech Strengthen TSP with Bank in Box and Revamping PPaaS for Pivot into AI-led International Opportunities International Opportunities Opportunities through RegTech www.npstx.com | 12 © 2026 I Network People Services Technologies Ltd I All Rights reserved
Slide 13: Strengthened TSP to Improve Business Model
Strengthened TSP to Improve Business Model FY 2024-25 FY 2025-26 FY 2027 Launched Bank in a Box SaaS • License Model • Revenue Model: Recurring • Faster GTM • Limited Subscription • Higher Acquisition Target Banks/Enterprises • Quick Sales Cycle • Efficiency in execution in the ecosystem • Addressab
Slide 14: Revamping PPaaS for International Opportunities
Revamping PPaaS for International Opportunities FY 2024-25 FY 2025-26 FY 2026-27 • High margin Revamped PPaaS Business PPaaS Domestic ecosystem • Reduced exposure to regulatory • Adding new market segments and market uncertainty by • Scope to improve margin • High regulatory redesigning products and
Slide 15: Pivot into AI-led Opportunities through RegTech
Pivot into AI-led Opportunities through RegTech FY 2024-25 FY 2025-26 FY 2026-27 • Identified a gap in the Launched AI-Risk Intelligence RegTech Domestic payment ecosystem • Invested in product design and • Bagged an order from one of the development as Indian largest PSU banks in the country • Comm
Slide 16: International Road Map
International Road Map Estimated Contribution Building a globally scalable payments and digital infrastructure platform with recurring from International SaaS and transaction-linked revenue streams, stronger monetization economics, and Business (in %) increasing international revenue contribution. 4
Slide 17: Business contribution and Margin Journey
Business contribution and Margin Journey FY 25 FY 26 FY 27 FY 28 FY 29 Revenue FY 2024-26 Revenue Business Vertical Revenue FY 27+ Margin Business Business Business Model Margin Contributio Contribution Contribution Contribution Contribution n Licensed/ Low-Medium* Domestic SaaS Low 10-15% 90-95% (S
Slide 18: Expected Business Growth with Margin Impact
Expected Business Growth with Margin Impact Expected Business Growth for the next 3 years Business Contribution as per Margin (in %) (~70% CAGR) 100% 90% 80% 70% 60% 50% Business Contribution 40% 30% 20% 10% 0% FY25 FY26 FY27E FY28E FY29E FY25 FY26 FY27E FY28E FY29E Margin Low Medium High Very High
Slide 19: Key Initiatives Undertaken During FY26
Key Initiatives Undertaken During FY26 Business acquisition plans for international expansion Raised Rs 300 crore from Tata Mutual Funds Identifying opportunities in TSP, RegTech, Lending and AI-tech Services Enhanced release velocity and faster product deployment cycles Adopted AI-based development
Slide 20: NPST: AI Strategy
NPST: AI Strategy AI led development journey to fast -rack delivery by ~50% Optimization of Organization Development cost improvement to intake additional business by ~1.5X resources from FY 25 Enhancement and optimization of support departments through AI led process to improve efficiency by ~30% A
Slide 21: Business Updates Q4-FY26
Business Updates Q4-FY26 Increase in order book
Slide 22: FY 26 Q4: Business Progress
FY 26 Q4: Business Progress Bank in a Box: Payment Devices: Bagged three orders from the Captured market share in cooperative bank and SFB Maharashtra with six cooperative banks in Q4. Payment Security Devices: RegTech Continued order win in this Won implementation order from a segment with one acco
Slide 23: FY 26 Q4: Business Progress
FY 26 Q4: Business Progress Merchant Orchestration: Banking Connect: Launched and bagged an Strengthened position with order after the PPaaS one PSU order revamp from a Govt body IoT Payments RegTech (RIDP) Piloting payments through Bagged one of the first and the IoT with first order from a largest
Slide 24: Financial Highlights –FY26
Financial Highlights –FY26 Providing digital technology across financial value chain
Slide 25: Q4 FY26 Consolidated Key Financial Highlights
Q4 FY26 Consolidated Key Financial Highlights All Figures In ₹ Cr & Margin in % Total Income Net Profit EBITDA Revenue Total Income grew from ₹28.11 Cr → 68.46 ₹68.46 Cr in just 4 quarters (~2.4x) 57.17 48.67 EBITDA Nearly doubled from ₹10.51 Cr → 35.09 ₹19.26 Cr 28.11 18.74 19.26 15.64 Net Profit 1
Slide 26: Q4 FY26 Consolidated Key Financial Highlights
Q4 FY26 Consolidated Key Financial Highlights All Figures In ₹ Cr & Margin in % Particulars Q4FY26 Q3FY26 QoQ Q4 FY25 YoY (% Change) (% Change) Total Income 68.46 57.17 19.75% 28.11 143.51% EBITDA 19.46 18.74 3.85% 10.51 85.27% EBITDA (%) 28.43% 32.78% 37.37% Net Profit 12.24 11.54 6.06% 5.22 134.31
Slide 27: Q4 FY26 Consolidated Results Highlights
Q4 FY26 Consolidated Results Highlights All Figures In ₹ Cr & Margin in % QoQ YoY Particulars Q4FY26 Q3 FY26 Q4FY25 (% Change) (% Change) Revenues 61.98 52.62 26.35 Other Income 6.48 4.55 1.76 Total Income 68.46 57.17 19.75% 28.11 143.51% Project expenses 34.35 22.32 6.10 Employee costs 10.03 11.01
Slide 28: FY26 Reflection of Strong Operating Leverage and a Scalable Business Model
FY26 Reflection of Strong Operating Leverage and a Scalable Business Model All Figures In ₹ Cr Revenue Revenue Net Profit EBITDA ₹19.56 Cr (FY22) → ₹209.40 Cr (FY26) 4-Year CAGR: ~81% 10.7x growth in 5 years 209.4 180.62 EBITDA ₹3.82 Cr (FY22) → ₹65.13 Cr (FY26) 130.24 4-Year CAGR: ~103% 67.57 65.13
Slide 29: FY26 Consolidated Key Financial Highlights
FY26 Consolidated Key Financial Highlights All Figures In ₹ Cr & Margin in % Particulars FY 2025 FY 2026 Total Income 180.62 209.40 EBITDA 67.58 65.13 EBITDA (%) 37.41% 31.10% Net Profit 45.20 40.82 Net Profit (%) 25.03% 19.49% Diluted EPS (₹) 23.27 20.58 www.npstx.com | 29 © 2026 I Network People S
Slide 30: FY26 Consolidated Results Highlights
FY26 Consolidated Results Highlights All Figures In ₹ Cr & Margin in % Particulars FY 2025 FY 2026 Revenues 173.21 194.90 Other Income 7.41 14.49 Total Income 180.62 209.40 Project expenses 56.23 87.78 Employee costs 44.53 41.04 Other expenses 12.29 15.44 Total Expenditure 113.04 144.26 EBITDA 67.58
Slide 31: Thank You!
Thank You!
Network People Services Technologies — Q4 FY2026 Earnings Presentation on 6ix