30 slides from Network People Services Technologies's earnings presentation, Oct 24, 2023
Slide 1: NSE filing cover letter: Investor Presentation for H1 FY2024
SYMBOL: NPST Dated: 24th October, 2023 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exchange of India Limited, Exchange Plaza, NSE Building, Bandra Kurla Complex, Bandra East, Mumbai-400 0513 Fax: 022-26598237, 022-26598238 Subject: Investor Presentation for H1 FY 2024 D
Slide 2: Network People Services Technologies Limited H1 FY24 Investor Presentation
Network People Services App Technologies Limited Fintech Partner to Bank & Marchant H1 FY24 Investor Presentation
Slide 3: Safe Harbour Statement
2 Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Network People Services Technologies Limited (‘NPST,’ the “Company”) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or s
Slide 4: Company Overview
Company Overview
Slide 5: About NPST
4 About NPST VISION Provide Digital Technology To Financial Value Chain MISSION o Strategically partner with financial institutions, banks, and service providers. NPST, is engaged in providing software and o Create largest network of technology enabled merchants and Users Digital payment solutions t
Slide 6: Key Facts
5 Key Facts Processing 390 Lakh+ Processing 140 Lakh+ monthly Daily UPI Transactions as TSP Merchants Transactions on EVOK for Banks Managing 7,000 Lakh+ Listed on Mobile Banking Transaction Managing 20 Lakh+ 250+ Employees Merchants on Qynx Platform Launched “Super App Canara Accreditation ISO 9001
Slide 7: Financial Highlights
6 Financial Highlights Navigating the growth in fintech with a remarkable 53.32 464% of Revenue Surge Particulars (₹ Cr) H1 FY23 H1 FY24 YoY Change 17.41 13.60 9.44 Total Revenues 9.44 53.32 464.84% 2.32 1.21 EBITDA 2.32 17.41 650.65% Revenues EBITDA Net Profit Before Tax H1 FY23 H1 FY24 EBITDA (%)
Slide 8: Business Verticals
7 Business Verticals For Banks & Financial Institutes For Payment Aggregator and Merchants Switch Products 1 1 EVOK - UPI (API) engine IMPS | UPI | Mobile Banking Solution Super App – integrated Mobile App for Banking 2 2 UPI plug-in services Third Party Technology Payment Service Application Provid
Slide 9: Technology Partner to Banks
8 Technology Partner to Banks PRODUCTS IMPS UPI MBS Switch Switch o Products: P2P and P2A o Scan & Pay o UPI lite o Develop Mobile App o Channels : [ Mobile | Web/internet o AutoPay o Signed QR o Aggregate services Banking | Branch Banking | ATM o UPI International o Intent o Integrate API’s Busines
Slide 10: API Technology partner to Fintech
9 API Technology partner to Fintech o Evok is an API based Payment platform empowering business with flexibility of real-time UPI transactions and innovative payment channel integrated with reconciliation module. o Delivering UPI payment solution being one of the approved TPAP. Processing 300 Lakh+
Slide 11: Roadmap
10 Roadmap Investor Presentation
Slide 12: Managment Overview
Managment Overview
Slide 13: Board Of Directors
12 Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Chairman & Managing Director Joint Managing Director o He is an expert in Strategy and Management, with 18 years of experience. o He is a seasoned professional with over 18 years of extensive experience in finance, administration and
Slide 14: Board Of Directors
13 Board Of Directors Mrs. Panchi Samuthirakani Mr. Abhishek Mishra Independent Director Independent Director o She holds a Bachelor's degree in Electronics and Communication o He is a Chartered Accountant with more than 16 years industry experience Engineering from Bharathidasan University, where s
Slide 15: Board Of Directors
14 Board Of Directors Mr. Apurva Chamaria Mr. Gaurav Chowdhry Non - Executive Director Nominee Director o Apurva Chamaria is a versatile professional excelling in the tech and o Gaurav Chowdhry, is a Nominee director (Nominee of Rajasthan Trustee marketing sectors. Currently, he heads Partnership So
Slide 16: Key Managerial Personnel
15 Key Managerial Personnel Mr. Rajiv Beri as a Chief Technology Officer (CTO) plays a key role in driving the technology initiative and develop R&D facility for innovation lab. He is responsible for team’s optimum productivity, set up and follow industry standard practices under CMMi and ISO qualit
Slide 17: Industry Overview
Industry Overview
Slide 18: Fintech in India
17 Fintech in India India is amongst the fastest growing Fintech markets in the world. 2025 2021 ~$ 150 Bn Market size 2013 $ 50 Bn $ 1.5 Bn The Payments landscape in India is expected to reach $ 100 Tn in transaction volume and $ 50 Bn in terms of revenue by 2030 Investor Presentation
Slide 19: Exponential UPI Growth Since Inception
18 Exponential UPI Growth Since Inception UPI Transaction Volume (In Lakh) 837,192 587,195 459,675 NPST is one of the Technology partners in NPCI’s UPI 223,307 ecosystem managing 125,186 payment processing engine for 53,915 179 9,152 banks. 2017 2018 2019 2020 2021 2022 2023 H1 2024 UPI Transaction
Slide 20: Accelerated Migration To Digital Led By UPI
19 Accelerated Migration To Digital Led By UPI UPI Adoption & Expected Growth Cheque ATM NEFT NACH POS Internet Banking* Pre Paid Instruments UPI 16% UPI saw about 9x transaction volume increase in past 3 years, increasing 13% from 500 Cr transactions in FY19 to about 4600 Cr 6% 63% transactions in
Slide 21: Financial Overview
Financial Overview
Slide 22: H1 FY24 Performance Highlights
21 H1 FY24 Performance Highlights All Figures In ₹ Cr Total Income EBITDA Net Profit 53.32 17.41 10.16 9.44 2.32 0.87 H1 FY23 H1 FY24 H1 FY23 H1 FY24 H1 FY23 H1 FY24 Investor Presentation
Slide 23: H1 FY24 & FY23 Result Highlights
22 H1 FY24 & FY23 Result Highlights In ₹ Cr Particulars H1 FY24 H1 FY23 Y-O-Y FY23 FY22 Y-O-Y Revenues 52.44 9.31 40.79 19.16 Other Income 0.88 0.13 0.34 0.32 Total Income 53.32 9.44 464.84% 41.13 19.49 111.03% Raw Material costs 18.04 1.46 12.5 7.42 Employee costs 14.42 4.15 12.72 6.56 Other expens
Slide 24: Key Financial Highlights – FY23
23 Key Financial Highlights – FY23 All Figures In ₹ Cr Total Income EBITDA PAT 41.12 6.52 12.37 19.49 15.27 3.81 3.00 1.49 1.07 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Investor Presentation
Slide 25: Profit & Loss Statement – FY23
24 Profit & Loss Statement – FY23 In ₹ Cr Particulars FY21 FY22 FY23 Revenues 15.20 19.16 40.79 Other Income 0.06 0.33 0.34 Total Income 15.27 19.49 41.13 Raw Material costs 1.68 -1.28 12.5 Employee costs 5.77 6.57 12.72 Other expenses 4.82 10.39 3.53 Total Expenditure 12.27 15.68 28.75 EBITDA 3.00
Slide 26: Balance Sheet – FY23
25 Balance Sheet – FY23 ₹ In Cr. In ₹ Cr Equities & Liabilities FY21 FY22 FY23 Assets FY21 FY22 FY23 Equity 4.50 6.46 6.46 Non Current Assets Reserves 2.18 15.59 22.11 Fixed assets 6.60 10.62 13.06 Net Worth 6.68 22.05 28.57 Non-current investments 0.01 0.01 0.01 Non-current Liabilities Other Non-Cu
Slide 27: Cash Flow Statement – FY23
26 Cash Flow Statement – FY23 In ₹ Cr Particulars FY21 FY22 FY23 Cashflow from Operations 2.33 -7.44 12.01 Cashflow from Investments -2.55 -5.49 -5.73 Cashflow from Financing 0.33 13.45 0.19 Net Cash flow 0.10 0.53 6.47 Opening Cash & Cash Equivalent 0.34 0.44 0.97 Closing Cash & Cash Equivalent 0.4
Slide 28: Key Ratios – FY23
27 Key Ratios – FY23 Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 10.09 44.21 30.1 34.13 19.73 19.89 15.85 14.85 7.03 7.78 2.38 2.31 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 3.07 ROE ROCE 28.82 2.17 30.44 23.
Slide 29: Stock Data
28 Stock Data NSE: NPST ISIN: INE0FFK01017 Share Holding Pattern As on 20-10-2023 0.02% As on 30-09-2023 5.82% Share Price (₹) 1619.15 Promoter & Promoter Group 26.61% Market Capitalization (₹ Cr) 1046.81 Public No. of Shares Outstanding 64,62,000 DII 67.55% FII Face Value (₹) 10.00 52 week High-Low
Slide 30: Thank You
427/428/429-A, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: contact@npstx.com Phone: 022 4100 2455 Website: https://npstx.com 713-B, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: info@kirinadvisors.com Phone: 022 4100 2455 Website: www.kirinadvisors.com THANK YOU