Banco ABC Brasil SA · BMFBOVESPA:ABCB4
Banco ABC Brasil SA — Q3 2011 Earnings Presentation
22 slides from Banco ABC Brasil SA's earnings presentation, December 2011
Slide 1: Investor Presentation 3Q11
Investor Presentation 3Q11 1
Slide 2: Agenda: Who we are
. Who we are . Business Segments . Competitive Environment . Financial Highlights 2
Slide 3: Ownership Structure
Ownership Structure ABC Brasil Total Capital Voting Capital Free-float Local Management Arab Banking Corporation 33.8% 11.8% (Parent Company) Free-float 10.9% 8.3% 57.9% 29.7% Local Management ABC Kuwait 88.2% 59.4% and Directors Investment Central ABC Authority Bank of Libya Local Global Internatio
Slide 4: Focus on Companies
Focus on Companies ABC Brasil strongly focuses on providing loans and structured products to mid-sized and large companies Credit Portfolio (BRL Million) Including Guarantees Issued 8.1% 12,529 11,588 14% Middle Market 14% 8,509 Corporate 14% 6,485 4,992 12% 86% 11% 86% 2,911 84% 11% 84% 86% 89% 200
Slide 5: Geographical Presence and Expansion Plan
Geographical Presence and Expansion Plan Presence in 23 cities and 9 new Offices opened in 2011 RR Business Platforms AP Corporate Middle São Paulo Capital 3 4 AM São Paulo Countryside 1 2 PA MA CE South 1 3 RN Rio de Janeiro 1 1 PI PB Minas Gerais - 1 AC PE TO Midwest - 1 AL RO BA SE TOTAL 6 12 MT
Slide 6: Business Segments
. Who we are . Business Segments . Competitive Environment . Financial Highlights 6
Slide 7: Business Segments
Business Segments Corporate Middle Market Companies with annual revenues Companies with annual revenues over BRL 250 million from BRL 30 to 250 million Total Portfolio Total Portfolio 15.1% 28.4% 2.0% 5.1% 10,522.1 10,729.3 1,712.6 1,799.7 10,023.8 10,314.3 1,564.5 1,611.3 9,323.9 1,401.7 3Q10 4Q10
Slide 8: Segments Highlights
Segments Highlights BRL million Corporate Middle Market 728 738 Total Number 869 1,040 1,104 667 of Clients 564 524 520 Clients with 654 840 839 Credit Exposure 20.1 20.7 Average Ticket 2.1 2.1 16.5 2.0 (BRL Million) 376 367 257 234 362 Average Tenor 225 (days) Sep/10 Jun/11 Sep/11 Sep/10 Jun/11 Sep
Slide 9: Competitive Environment
. Who we are . Business Segments . Competitive Environment . Financial Highlights 9
Slide 10: Brazilian Banking Sector
Brazilian Banking Sector BRL million ABC Brasil focuses on the Corporate and Middle Market segments Annual Revenues Main Competitors (BRL Million) Corporate Big retail banks 2,000+ Large Middle-sized international banks Corporate 250- Big retail banks 2,000 Middle-sized international banks Middl
Slide 11: Financial Highlights
. Who we are . Business Segments . Competitive Environment . Financial Highlights 11
Slide 12: Credit Portfolio Quality
Credit Portfolio Quality Past Due above 90 days (% portfolio) Loan Loss Reserves (% portfolio) 2.28% 1.84% 5.54% 1.27% 4.03% 1.18% 3.65% 3.60% 3.59% 3.45% 1.04% 3.33% 0.95% 3.02% 2.98% Middle 0.66% 0.64% 0.65% 0.69% 0.60% 0.71% 2.30% 2.24% 2.23% 2.25% 0.34% 0.98% 0.57% 0.39% 0.57%0.40% 0.51% Middle
Slide 13: Funding
Funding 3Q10 4Q10 1Q11 2Q11 3Q11 21% 19% 19% 20% 21% International 1,924.5 1,723.3 1,792.5 1,938.8 2,156.3 8% 10% 8% 10% Individual Investors 10% 7% 7% 7% 37% Financial Institutions 6% 6% 36% 35% 37% 35% 10% 9% 9% 9% 10% Institutional Investors 10% 11% 11% 10% 12% Corporate Investors 3,113.9 3,314.7
Slide 14: Basel Index & Shareholders' Equity
Basel Index & Shareholders´ Equity 1,460.2 1,424.2 Shareholders' Equity 1,384.3 1,347.9 (BRL Million) 1,312.1 16.9% 16.0% 15.8% 15.7% 15.4% 4.8% 4.3% 4.1% 3.8% 4.4% Tier II Tier I (Core Capital) 12.1% 11.7% 11.6% 11.6% 11.4% 3Q10 4Q10 1Q11 2Q11 3Q11 Chg(%)/p.p. Chg(%)/p.p. Capital Adequacy (BRL mill
Slide 15: Financial Margin
Financial Margin (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%) Net Interest Income before Loan Loss Provision (LLP) 146.8 133.5 9.9% 116.9 25.6% 415.7 338.7 22.7% Financial Margin w ith Clients 137.2 118.7 15.6% 109.7 25.0% 377.7 308.2 22.5% Financial Margin w ith Market 9.6 14.9 -3
Slide 16: Income from Services
Income from Services Banking Service Fees (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%) Guarantees Issued 23.5 22.6 3.8% 17.4 34.5% 66.9 48.8 36.9% Capital Markets and M&A Fees 2.4 2.8 -16.5% 0.5 413.3% 7.2 4.5 60.8% Banking Tariffs 4.2 5.4 -22.3% 4.9 -14.4% 16.5 20.2 -18.3% Total 3
Slide 17: Expenses
Expenses Expenses (BRL million) 3Q11 2Q11 Chg (%) 3Q10 Chg (%) 9M11 9M10 Chg (%) Personnel (28.2) (27.4) 3.0% (23.1) 22.0% (81.7) (66.4) 23.0% Other administrativ e ex penses (16.6) (16.9) -1.8% (13.7) 21.0% (48.9) (41.6) 17.5% Profit Sharing (17.0) (16.8) 1.3% (15.0) 13.4% (51.4) (45.9) 12.0% Total
Slide 18: Profitability
Profitability Net Income (BRL Million) ROAE (% p.a.) 175.4 148.2 17.2% 16.2% 15.8% 16.3% 16.6% 15.7% 16.7% 51.1 54.0 56.7 60.2 58.5 3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11 3Q10 4Q10 1Q11 2Q11 3Q11 9M10 9M11 18 18
Slide 19: Investor Relations
Investor Relations Sergio Lulia Jacob Financial Vice-President Alexandre Sinzato, CFA Head of Investor Relations Web Site: www.abcbrasil.com.br/ir Email: ri@abcbrasil.com.br Phone: +55 (11) 3170-2186 19 19
Slide 20: Appendix – History in Brazil
Appendix – History in Brazil Arab Banking Corporation and Roberto Marinho Group jointly The bank initiate Banco ABC Roma S.A., structures its acting in the segments of Middle Market corporate lending, trade operations finance and treasury Arab Banking Corporation and local management acquire Roberto
Slide 21: Appendix – Controlling Shareholder
Appendix – Controlling Shareholder International bank headquartered in Bahrain Total Assets: US$ 25.8 Bn Listed in the Bahrain stock exchange Shareholders’ Equity: US$ 3.6 Bn BIS Ratio of 23.9% | Core capital (Tier I) of 19.1% Present in 22 countries 69% of deposits in liquid assets Main Shareho
Slide 22: Disclaimer
Disclaimer The following material, on this date, is a presentation containing general information about the Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly, as to the accuracy, completeness or scope of this information. This presentation may include forw