Posti Group Oyj · OMXHEX:POSTI
Posti Group Oyj — Q4 2025 Earnings Presentation
28 slides from Posti Group Oyj's earnings presentation, Feb 13, 2026
Slide 1: Posti Group Q4 and January–December 2025
Posti Group Profitability in Q4 improved driven by strong operational execution during peak season January–December 2025 Antti Jääskeläinen, President and CEO Timo Karppinen, CFO February 13, 2026
Slide 2: Disclaimer
Disclaimer IMPORTANT: The Information in this presentation contains forward-looking statements. All statements other than statements of historical fact included in the Information are forward-looking statements. Statements that include words such as "target," "believe," "expect," "aim," "intend," "m
Slide 3: Agenda
Agenda Antti Jääskeläinen, President and CEO 1. Highlights of Q4 and FY 2025 Antti Jääskeläinen 2. Q4 financials Timo Karppinen 3. Guidance, mid-term targets Timo Karppinen 4. Q&A Antti Jääskeläinen and Timo Karppinen Timo Karppinen, CFO 3 13.2.2026
Slide 4: We are one of the leading delivery and fulfillment companies in Finland, Sweden and the Baltics
We are one of the leading delivery and fulfillment companies in Finland, Sweden and the Baltics ~13,800 ~620,000 Personnel, at the end of 2025 Sqm, warehouse space ~100 71.5 nationalities million parcels delivered, Finland and the Baltics 2025 #4 Largest corporate employer in Finland 4 2/13/2026
Slide 5: Strong Q4 driven by our decisive actions during the year
Strong Q4 driven by our decisive actions during the year Q4/2025 2025 390.4 (403.6 ) 1,447.6 (1,521.4 ) Net Sales Net Sales 62.1 (54.2) 196.4 (207.6) Adjusted EBITDA Adjusted EBITDA 15.9% (13.4%) 13.6% (13.6%) Adjusted EBITDA margin Adjusted EBITDA margin 30.0 (21.7) 69.3 (80.1) Adjusted EBIT Adjust
Slide 6: Parcel volumes continued to grow while letter volumes declined
Parcel volumes continued to grow while letter volumes declined Posti’s Parcel volumes (million units) and change, % Addressed letter volumes (million units) and change, % in Finland and in the Baltics
Slide 7: Combined external net sales of eCommerce and Delivery and Fulfillment and Logistics Services increased
In 2025, the combined external net sales of eCommerce and Delivery and Fulfillment and Logistics Services continued to increase and accounted for 64% (61%) of the Group’s net sales Fulfillment and Logistics Services 20% (19%) Postal Services 37% (39%) eCommerce and Delivery Services 43% (42%) 7 13.2
Slide 8: We continued to execute our strategy in 2025
We continued to execute our strategy in 2025 Commercial Operational • Operationally successful peak season, during which • Posti was listed to Nasdaq Helsinki in October 2025. Posti delivered 7.8 million parcels and 8.9 million • We operate now under one brand - Posti in Finland and Christmas greeti
Slide 9: Financials
Financials Timo Karppinen, CFO 9 13.2.2026
Slide 10: Q4 2025 net sales decreased largely due to Postal Services
Q4 2025 net sales decreased largely due to Postal Services Net sales decreased by 3.3% to EUR 390.4 (403.6) million. Group’s net sales, Q4 2024 vs Q4 2025 change of net sales EUR million and change, % by segment, EUR million 10 13.2.2026
Slide 11: Q4 2025 adjusted EBITDA increased due to improved operational efficiency
Q4 2025 adjusted EBITDA increased due to improved operational efficiency Adjusted EBITDA in Q4 2025 increased to EUR 62.1 (54.2) million, or 15.9% (13.4%) of net sales. Group’s adjusted EBITDA, Q4 2024 vs Q4 2025 adjusted EBITDA change EUR million and % of net sales by segment, EUR million 11 13.2.2
Slide 12: Q4 2025 adjusted EBIT margin was record high
Q4 2025 adjusted EBIT margin was record high Adjusted operating result (adjusted EBIT) increased to EUR 30.0 (21.7) million, representing 7.7% (5.4%) of net sales. Group’s adjusted operating result (adjusted EBIT), Q4 2024 vs Q4 2025 adjusted operating result (adjusted EBIT) change EUR million and %
Slide 13: Special items had a negative impact on the operating result (EBIT)
Special items had a negative impact on the operating result (EBIT) Special items affecting the operating result (EBIT) • The listing process of Posti Group led to an 2025 2024 (EUR million) exceptional increase in special items. Personnel restructuring 5.0 11.0 Restructuring costs (other than person
Slide 14: Investments remained at a stable level
Investments remained at a stable level Cash flow Balance sheet Investments cash flow and payments of lease liabilities, EUR million 151,5 148,1 Investments breakdown (EUR million) 2025 2024 160 140 30,3 23,7 Additions to intangible assets 15.0 13.0 120 79.4 72.8 100 49,1 Additions to property, plant
Slide 15: At the end of the year, net debt/adjusted EBITDA was 2.6x
At the end of the year, net debt/adjusted EBITDA was 2.6x Q4 2025 Net debt breakdown (EUR million) Interest bearing borrowings 269.5 - Liquid funds 49.4 Financial Net debt 220.1 Financial net debt / Adj. EBITDA 1.1x + Interest-bearing lease liabilities 296.9 Net debt 517.0 Net debt / Adj. EBITDA 2.6
Slide 16: Q4 2025 on a segment level
Q4 2025 on a segment level 16 13.2.2026
Slide 17: Q4 2025: eCommerce and Delivery Services
Q4 2025: eCommerce and Delivery Services Increased parcel volumes and operational efficiency supported profitability • Recommerce market boosted parcel volumes. Parcel volumes increased by 11% • Adjusted EBITDA and adjusted EBIT decreased due to higher costs of providing services, driven by the chan
Slide 18: Q4 2025: Fulfillment and Logistics Services
Q4 2025: Fulfillment and Logistics Services Positive development in warehousing market demand during the quarter • Increased customer demand in warehousing in Sweden affected the segments’ net sales positively. Net sales in Finland increased by 1.0% and in Sweden by 10.5% year-on-year. • In addition
Slide 19: Q4 2025: Postal Services
Q4 2025: Postal Services Strong operational efficiency increased profitability significantly • The declining trend in addressed letter volumes continued, with volumes falling by 19.8% • The net sales were negatively affected by the discontinuation of unaddressed marketing services from the beginning
Slide 20: Guidance for 2026 and mid-term financial targets
Guidance for 2026 and mid-term financial targets 20 13.2.2026
Slide 21: Guidance for 2026
Guidance for 2026 Posti is expecting its net sales to be within the range of EUR 1,400–1,500 million, and adjusted EBIT to be within the range of EUR 63–79 million in 2026. In 2025, Posti’s net sales were EUR 1,447.6 million and adjusted EBIT was EUR 69.3 million. Posti is revising the way its full-
Slide 22: Mid-term financial targets and dividend policy
Mid-term financial targets and dividend policy Average organic net sales growth (3–5-year period) of at least 2% at Group level and at least 5% outside Postal Services compared to 2025 • Baseline for 2025 at Group level of EUR 1,447.6 million. • Baseline for 2025 outside Postal Services of EUR 917.1
Slide 23: Board of Directors proposes a dividend of EUR 34.0 million, or EUR 0.84 per share
Board of Directors proposes a dividend of EUR 34.0 million, or EUR 0.84 per share Target is to pay continuously increasing ordinary dividends, and a payout ratio of at least 60% of net income. EUR 33.0 million EUR 34.0 million 144.7% Dividend per share for 2025 Dividend for 2024 Payout ratio of net
Slide 24: Key takeaways
Key takeaways We delivered a strong Q4 - record- 1. high adjusted EBITDA margin and adjusted EBIT margin in ten years Market transformation continued – 2. parcel volumes grew by 11%, letter volumes declined 20% in Q4 We continued to execute our strategy – 3. excellent improvement in operational effi
Slide 25: Responsibly delivering on what matters to you
Responsibly delivering on what matters to you your terms
Slide 26: Questions and answers
Questions and answers 26 13.2.2026
Slide 27: Posti's financial reporting and Annual General Meeting in 2026
Posti’s financial reporting and Annual General Meeting in 2026 Posti will publish the following financial reports: • Interim Report for January–March 2026 on Wednesday, April 29, 2026 • Half-year Financial Report for January–June 2026 on Friday, August 14, 2026 • Interim Report for January–September
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