Slide 1: Q3 2025 Results
Q3 2025 RESULTS Nasdaq Global Market: CCLD, CCLDO November 6, 2025 A leading provider of technology-enabled services and AI-based solutions that redefine the healthcare revenue cycle © CareCloud, Inc. 2025
Slide 2: Safe Harbor Statements
Safe Harbor Statements This presentation contains forward-looking statements within the meaning of the federal securities laws. These statements relate to anticipated future events, future results of operations or future financial performance. In some cases, you can identify forward-looking statemen
Slide 3: Hosts for Third Quarter 2025 Earnings Call
Hosts for Third Quarter 2025 Earnings Call Mahmud Haq Stephen Snyder A. Hadi Chaudhry Norman Roth Founder & Executive Chairman Co-Chief Executive Officer Co-Chief Executive Officer Interim CFO and Corporate Controller © CareCloud, Inc. 2025 2
Slide 4: Stephen Snyder
Stephen Snyder Co-Chief Executive Officer © CareCloud, Inc. 2025 3
Slide 5: 2025 Guidance
2025 Guidance Revenue Adjusted EBITDA Earnings per Share 1 3 0 . 0 $ in millions $117 - $119 2 9 .0 0 $ in millions $26 - $28 0.20 1 1 0 . 0 $110.8 0.15 $0.10 - $0.13 2 4 .0 0 $24.1 0.10 9 0 .0 0 0.05 1 9 .0 0 - 7 0 .0 0 (0 .05) 1 4 .0 0 (0 .10) 5 0 .0 0 (0 .15) 9 .0 0 (0 .20) 3 0 .0 0 (0 .25) 4 .0
Slide 6: Q3 2025 Highlights
Q3 2025 Highlights Revenue Net Income Adjusted EBITDA Earnings per Share 9% Increase Consistent 13% Increase + $0.08 $0.04 3 .5 0 1 1 % 35.0 0 9.00 25% 0.0 5 25% $31.1 $3.1 1 1 % $7.7 0.0 4 8.00 25% 25% 3 .0 0 30.0 0 1 1 % 0.0 3 7.00 25% 25% 2 .5 0 25.0 0 1 1 % 0.0 2 6.00 24% 24% 1 0 % 0.0 1 2 .0 0
Slide 7: Acquisitions – Closed Year to Date
Acquisitions – 4 Closed Year to Date Closed August 22, 2025 Closed October 1, 2025 Medsphere • • Map App • $16.5 million purchase price • Hospital benchmarking and • Expansion into inpatient and performance-analytics platform hospital IT market • Used by leading hospitals and • Integrated inpatient
Slide 8: A. Hadi Chaudhry
A. Hadi Chaudhry Co-Chief Executive Officer © CareCloud, Inc. 2025 7
Slide 9: AI – Front Desk Assist
AI – Front Desk Assist © CareCloud, Inc. 2025 8
Slide 10: Acquisition Integration
Acquisition Integration © CareCloud, Inc. 2025 9
Slide 11: AI – Front Desk Agent – Live Call
AI – Front Desk Agent – Live Call © CareCloud, Inc. 2025 10
Slide 12: Norman Roth
Norman Roth CFO and Corporate Controller © CareCloud, Inc. 2025 11
Slide 13: Q3 2025 Highlights
Q3 2025 Highlights Revenue Net income Adjusted net income Adjusted EBITDA Earnings Per Share $0.04 3 5 .0 0 9 .0 0 2 5 % 0 .0 5 2 5 % $31.1 5.00 15% 3 .5 0 1 1 % $4.4 $7.7 $3.1 $3.1 0 .0 4 $28.5 8 .0 0 2 5 % 2 5 % 3 0 .0 0 4.50 1 1 % 3 .0 0 14% 7 .0 0 $6.8 0 .0 3 4.00 1 1 % 2 5 % 2 5 % 2 5 .0 0 2 .5
Slide 14: YTD 2025 Highlights
YTD 2025 Highlights Revenue Net income Adjusted net income Adjusted EBITDA Earnings Per Share 1 0 0 . 0 $7.9 $19.9 2 4 % 0 .1 $0.07 2 4 % 14% 2 0 .0 0 $10.0 8 .0 0 1 0 % 9 0 .0 0 $86.1 $82.6 2 3 % 2 3 % $16.9 0 .0 5 10.0 0 9 % 7 .0 0 12% 8 0 .0 0 2 3 % 2 3 % 8 % 0 1 5 .0 0 6 .0 0 7 0 .0 0 8.00 10% 2
Slide 15: Thank You!
Thank You! Nasdaq Global Market: CCLD, CCLDO Corporate Stephen Snyder carecloud.com ir@carecloud.com Investor Relations ir.carecloud.com © CareCloud, Inc. 2025 14
Slide 16: Appendix
Appendix © CareCloud, Inc. 2025 15
Slide 17: Non-GAAP Financial Measures Reconciliation
Non-GAAP Financial Measures Reconciliation ($000s) Adjusted EBITDA to GAAP net (loss) income FY 2023 FY 2024 Q3 2024 Q3 2025 YTD 2024 YTD 2025 GAAP net (loss) income $ (48,674) $ 7,851 $ 3,122 $ 3,060 $ 4,555 $ 7,910 (Benefit) provision for income taxes (364) 160 41 43 119 126 Net interest expense 1