Carecloud, Inc. · NASDAQ:CCLD

Carecloud — Q2 2026 Earnings Presentation

20 slides from Carecloud's earnings presentation, August 2026

  1. Slide 1: Driving the Future of Healthcare with AI Solutions

    CareCloud Driving the Future of Healthcare with Al Solutions Nasdaq Global Market : CCLD

  2. Slide 2: Safe Harbor Statements

    oe Safe Harbor Statements forecasts," "predicts," "possible," "potential," "target," "approximately," or "continue" or the negative of these terms or other similar terms and phrases. Forward-looking statements are only current predictions and are subject to substantial known and unknown risks, uncer

  3. Slide 3: CareCloud at-a-Glance

    & CareCloud at-a-Glance CareCloud empowers healthcare organizations of all sizes with next-generation, Al-powered services and solutions that optimize clinical, financial, and administrative outcomes. Proven, Established Broad, Diversified Customer Base Comprehensive Al-Enabled Technology Platform A

  4. Slide 4: Customer Profiles

    ea [ Zieaseaee Customer Profiles O C4) Small Medical Practices Large Physicians Groups Global workforce drives cost Customizable solutions built ‘efficiency and affordability to integrate with existing systems South Geérgia HEALTH HolyName Sy —_— — Beg ale Health Systems Interoperable architecture e

  5. Slide 5: Our Growth History

    % Our Growth History 25:5 Acquisitions to Date (Highlights shown below) Oct 2025 Acquired Mi to expand Al- aa a ‘Acquired Empower H ‘Compliance, expanding compliance advisory services Jun 2021 ‘Acquired MedMatica Consulting ‘Associates, Inc. & Santa Rose Staffing expanded solutions to hospitals Aug

  6. Slide 6: Our Acquisition Strategy

    % Our Acquisition Strategy A disciplined, financially sound acquisition model that drives scalable, profitable growth ‘S) Rapid Margin Expansion Target Companies Attractive Valuations : eae ~30% margins within 3 quarters + At or near break-even + Purchase price < 1x revenue + Reduce operating expens

  7. Slide 7: Our Recent Acquisitions: Empower Healthcare & Compliance

    ea Our Recent Acquisitions Empower Healthcare & Compliance - May 2026 Adds a new compliance and advisory capability with cross-sell potential across CareCloud’s 40,000+ provider base About Empower: Full-service healthcare compliance and advisory firm serving medical practices and health systems nati

  8. Slide 8: Our Recent Acquisitions: Medsphere Systems Corporation

    a Our Recent Acquisitions Medsphere Systems Corporation - August 2025 Expands CareCloud’s reach into inpatient EHR and RCM, strengthening solutions for small and mid-sized hospitals bDiin Medsphere About Medsphere: 23-year healthcare IT innovator, serving 600+ clients across all 50 states Core Offer

  9. Slide 9: Technology Platforms Across the Care Continuum

    Technology Platforms Across the Care Continuum Vien Medsphere Hospitals & Health Systems (Inpatient) talkEHR” Small-Medium Practices CoreCloud” Medium-Large Ambulatory Enterprises 08

  10. Slide 10: Redefining the next generation of technology-enabled AI-powered solutions

    Ea Redefining the next generation of technology-enabled Al-powered solutions 30. | Ww Technology-Enabled RCM Cd + Revenue Cycle Management ‘ + Medical Coding + Provider Credentialing + Al-driven Denial Management + Al-driven Appeals + Interoperability ie HIT Consulting & Staffing + Workforce Augment

  11. Slide 11: AI Across the Care Continuum

    Al Across the Care Continuum Three connected Al pillars that streamline operations, elevate care, and accelerate revenue y Al Clinical Solutions Alsupports providers end-to-end, from pre- visit prep to ambient documentation, smart coding support and auto-generated notes synced to the EHR a Al Admin

  12. Slide 12: AI Clinical Solutions

    Al Clinical Solutions Our clinical Al solutions enable pre-visit readiness by carrying forward key patient data and highlighting clinical gaps or needed follow-ups During the encounter, ambient Al scribing captures the conversation in real time, including multilingual support for diverse patient pop

  13. Slide 13: AI Admin Workflow Solutions

    Al Admin Workflow Solutions 24/7 Al solutions designed for admin and desk teams to manage high-volume patient communication without delays Instantly handles inbound calls and routine requests such as appointments, reschedules, refills, results, referrals, callbacks, and general questions Communicate

  14. Slide 14: AI RCM Solutions

    AI RCM Solutions Aconnected Al suite that supports every step of the claims journey, i.e charge capture/ superbills from submission to payment Al safeguards reduce denials up front with coding and E&M guidance that improves first-pass accuracy and learns from denial patterns Payment workflows are ac

  15. Slide 15: Q2 2026 Highlights

    Q2 2026 Highlights $65 Q2'25 Q2'26 Q2'25 Q2'26 Q2'25 Q2'26 Revenue($MM) Net Income ($MM) Adjusted EBITDA* ($MM) 14

  16. Slide 16: FY 2026 Guidance Reaffirmed

    FY 2026 Guidance Reaffirmed 2024A 2025A 2026E 2024A 2025A 2026E Revenue($MM) Adjusted EBITDA* ($MM) 2024A 20254 2026E Net (loss) income per share ($) 15

  17. Slide 17: Thank You!

    Thank You! Date August 2026 Website https://carecloud.com Email ir@carecloud.com Phone 1-877-342-7517 Location 7 Clyde Road, Somerset, NJ 08873 16

  18. Slide 18: Appendix

    Appendix

  19. Slide 19: Non-GAAP Financial Measures Reconciliation

    ‘Non-GAAP Financial Measures Reconciliation (000s) GAAP net income to Adjusted EBITDA Q2 2025 @22026 YTD2025 YTD 2026 GAAP net income $2,902 $1,122 $4,850 $2,044 Provision for income taxes 42 102 83 154 Net interest expense 7 742 55) 790 Foreign exchange / other expense 4] 54 60 86 Stock-based compe

  20. Slide 20: Non-GAAP Financial Measures Reconciliation

    Non-GAAP Financial Measures Reconciliation (000s) Net cash provided by operating activities to free cash flow Q2 2025 Q2 2026 YTD2025 YTD2026 Net cash provided by operating activities $7,408 $7,073 $12,521 $10,684 Purchases of property and equipment (1,162) (525) (1,786) (937) Capitalized software a

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