Slide 1: Q2 2026 Results Earnings Call
Q2 2026 RESULTS Earnings Call NASDAQ GLOBAL MARKET: CCLD A leading provider of technology-enabled services and AI-based solutions for the healthcare revenue cycle © CareCloud, Inc. 2026
Slide 2: Safe Harbor Statements
Q2 2026 EARNINGS CALL 00 FORWARD-LOOKING STATEMENTS Safe Harbor Statements This presentation contains forward-looking statements within the meaning of the federal securities laws. These statements relate to anticipated future events, future results of operations or future financial performance. In s
Slide 3: Today's Speakers
Q2 2026 EARNINGS CALL 01 HOSTS FOR Q2 2026 EARNINGS CALL Today's Speakers Mahmud Haq Stephen Snyder Hadi Chaudhry Norman Roth F O U N D ER & E X E C U T I V E C H A I R M A N C H I E F E X E C U T I V E O F F I C ER CHIEF STRATEGY OFFICER CFO & CORPORATE CONTROLLER CARECLOUD, INC. 02
Slide 4: Opening Remarks: Stephen Snyder, CEO
02 OPENING REMARKS · Q2 2026 Stephen Snyder — CHIEF EXECUTIVE OFFICER CARECLOUD, INC. 03
Slide 5: Key metrics at a glance
Q2 2026 EARNINGS CALL 03 Q2 2026 FINANCIAL HIGHLIGHTS Key metrics at a glance Revenue up 16% year-over-year, led by technology-enabled solutions. Profitability reflects continued AI investment, integration costs, and higher acquisition-related amortization. REVENUE GAAP NET INCOME ADJ. NET INCOME¹ $
Slide 6: Empower Acquisition
Q2 2026 EARNINGS CALL 04 Empower Acquisiton Empower adds compliance to the CareCloud platform In May, CareCloud acquired Empower Healthcare & Compliance Partners, a full-service healthcare compliance and advisory firm, in an asset purchase funded from operating cash flow. Empower brings audit defens
Slide 7: Series B redemption strengthens capital structure
Q2 2026 EARNINGS CALL 05 BUSINESS UPDATE · CAPITAL STRUCTURE Series B redemption strengthens capital structure Replaced 8.75% Series B preferred equity with institutional bank financing — simplifying the capital structure and increasing flexibility to fund future growth. SERIES B REDEEMED REDEMPTION
Slide 8: FY 2026 guidance reaffirmed
Q2 2026 EARNINGS CALL 06 FY 2026 GUIDANCE FY 2026 guidance reaffirmed Revenue $M Adjusted EBITDA* $M GAAP EPS $ per share $128–132 $29–31 $120 $111 $28 $24 $0.20–0.23 $0.10 FY24 FY25 FY26E $(0.28) FY24 FY25 FY26E FY24 FY25 FY26E CARECLOUD, INC. * NON-GAAP MEASURE — SEE APPENDIX 07
Slide 9: AI & Strategy: Hadi Chaudhry
07 AI & STRATEGY · Q2 2026 Hadi Chaudhry — CHIEF STRATEGY OFFICER CARECLOUD, INC. 08
Slide 10: Three Tracks. Progress on All Three.
Q2 2026 EARNINGS CALL 08 Q2 2026 · OUR AI STRATEGY Three Tracks. Progress on All Three. Back-end Optimization 01 ✓ Q2: higher volumes, same headcount AI doing our existing RCM, financial, and administrative work — faster, more accurate, at lower cost. Embedded AI in Existing Apps 02 ✓ Q2: AI live in
Slide 11: What's Coming Next
Q2 2026 EARNINGS CALL 09 TRACK 3 / THE PIPELINE What's Coming Next In active development inside the AI Center of Excellence — on track to bring to market this year. FROM THE AI CENTER OF EXCELLENCE TO MARKET · 2026 IN PILOT DEPLOYMENTS IN DEVELOPMENT IN DEVELOPMENT AI Prior Authorization AI-Assisted
Slide 12: Strong Demand. Disciplined Deployment.
Q2 2026 EARNINGS CALL 10 TRACK 3 / stratusAI FRONT DESK Strong Demand. Disciplined Deployment. THE DEMAND THE DISCIPLINE What the market is telling us Depth before breadth • New business signed through Q2 Every signed agent implemented well — trial to expansion Implementation quality prioritized ove
Slide 13: We Said. We Did.
Q2 2026 EARNINGS CALL 11 PLATFORM EXECUTION / COMMITTED LAST QUARTER We Said. We Did. Specific, dated commitments made last quarter — reported against directly. DELIVERED IN Q2 WHAT IT MEANS Legacy parity closed — ambulatory revenue cycle Same platform, fully current — clients gain modern capabiliti
Slide 14: Marketware: Now an AI-Powered Recruitment Engine
Q2 2026 EARNINGS CALL 12 TRACK 2 / MARKETWARE Marketware: Now an AI-Powered Recruitment Engine PracticeMatch DocCafe Candidate Portal AI Matching Flagship integration — live Integration — live Apply & submit credentials online Candidate recommendations — live + 20+ enhancements delivered in Q2 THE S
Slide 15: One Unified Platform
Q2 2026 EARNINGS CALL 13 WHERE THIS IS HEADING One Unified Platform Today THE DESTINATION Growth through acquisition left us running independent platforms — each with its own back end. One Foundation, Every Module The Move One back end — shared data, one patient record across care settings Consolida
Slide 16: Financial Review: Norman Roth
14 FINANCIAL REVIEW · Q2 2026 Norman Roth — CFO & CORPORATE CONTROLLER CARECLOUD, INC. 15
Slide 17: Q2 2026 highlights
Q2 2026 EARNINGS CALL 15 FINANCIAL REVIEW Q2 2026 highlights Revenue $M Net Income $M $31.9 $27.4 $2.9 $1.1 Q2'25 Q2'26 Q2'25 Q2'26 Adjusted EBITDA* $M Free Cash Flow* $M Adjusted Net Income* $M $6.5 $5.9 $5.7 $5.4 $3.3 $2.4 Q2'25 Q2'26 Q2'25 Q2'26 Q2'25 Q2'26 CARECLOUD, INC. * NON-GAAP MEASURE — SE
Slide 18: YTD 2026 highlights
Q2 2026 EARNINGS CALL 16 FINANCIAL REVIEW YTD 2026 highlights Revenue $M Net Income $M Revenue $M $63.2 $55.0 $4.9 $2.0 YTD'25 YTD'26 YTD'25 YTD'26 Adjusted EBITDA* $M Free Cash Flow* $M Adjusted Net Income* $M $12.1 $11.3 $9.1 $8.1 $5.6 $4.5 YTD'25 YTD'26 YTD'25 YTD'26 YTD'25 YTD'26 CARECLOUD, INC.
Slide 19: Closing Remarks: Mahmud Haq
17 CLOSING REMARKS · Q2 2026 Mahmud Haq — FOUNDER & EXECUTIVE CHAIRMAN CARECLOUD, INC. 18
Slide 20: Thank You!
Thank You! INVESTOR RELATIONS CONTACT WEB ir.carecloud.com ir@carecloud.com carecloud.com CARECLOUD, INC. 19
Slide 21: Appendix: Non-GAAP Reconciliations
Appendix NON-GAAP RECONCILIATIONS CARECLOUD, INC. 20
Slide 22: GAAP Net Income to Adjusted EBITDA
Q2 2026 EARNINGS CALL A1 NON-GAAP RECONCILIATION GAAP Net Income to Adjusted EBITDA $ IN THOUSANDS Q2'25 Q2'26 YTD'25 YTD'26 GAAP net income $ 2,902 $ 1,122 $ 4,850 $ 2,044 Provision for income taxes 42 102 83 154 Net interest expense 17 742 33 790 Foreign exchange / other expense 41 54 60 86 Stock-
Slide 23: GAAP Net Income to Adjusted Net Income
Q2 2026 EARNINGS CALL A2 NON-GAAP RECONCILIATION GAAP Net Income to Adjusted Net Income $ IN THOUSANDS Q2'25 Q2'26 YTD'25 YTD'26 GAAP net income $ 2,902 $ 1,122 $ 4,850 $ 2,044 Foreign exchange / other expense 41 54 60 86 Stock-based compensation expense 111 64 219 128 Amortization of purchased inta
Slide 24: Net Cash Provided by Operating Activities to Free Cash Flow
Q2 2026 EARNINGS CALL A3 NON-GAAP RECONCILIATION Net Cash Provided by Operating Activities to Free Cash Flow $ IN THOUSANDS Q2'25 Q2'26 YTD'25 YTD'26 Net cash provided by operating activities $ 7,408 $ 7,073 $ 12,521 $ 10,684 Purchases of property and equipment ( 1,162 ) (525) ( 1,786 ) ( 937 ) Capi