Hyakugo Bank, Ltd. · TSE:8368
Hyakugo Bank — Investor Presentation (June 2026)
5 slides from Hyakugo Bank's investor presentation, Jun 2, 2026
Slide 1: Initiatives to Improve P/B Ratio
Initiatives to Improve P/B Ratio Aim to enhance corporate value through the implementation of various initiatives set in the Medium-term Management Plan “Taking on Challenges for the Future” Logic Tree for P/B ratio Improvement PBR and ROE: As of March 31, 2026 Number of IR/SR sessions held: FY2025
Slide 2: Capital Allocation
Capital Allocation Achieve “efficient asset allocation” in terms of both funding and capital to enhance profitability while maintaining soundness and making effective use of management resources Capital Allocation <Maintaining an appropriate equity ratio> Net Shareholder income returns Risk assets R
Slide 3: Cross-Shareholdings
Cross-Shareholdings ■Trend in the balance (market value) of cross-shareholdings Concept of reducing cross-shareholdings Balance after deducting the agreed sale amount • If banking transactions or other relationships with the counterparty continue (100 million yen) even after a sale has been agreed,
Slide 4: Cross-Shareholdings
Cross-Shareholdings ■ Strategic investments financed by proceeds from sales Status of cross-shareholdings reduction ■ Trend in amount of cross-shareholdings sold since FY 3/2023 Plan for Medium-term Previous Medium-term Current Medium-term Results in FY2025 Management Plan Management Plan Management
Slide 5: Shareholder Returns
Shareholder Returns While shareholder returns are based on long-term stable dividends, consider flexible treasury share repurchases targeting a dividend payout ratio of 40% ■ Trends in total dividends and dividends per share Medium-term Management Plan period Total amount of dividends (million yen)