Banco ABC Brasil SA · BMFBOVESPA:ABCB4
Banco ABC Brasil SA — Q1 2010 Earnings Presentation
13 slides from Banco ABC Brasil SA's earnings presentation, Jul 29, 2010
Slide 1: 1Q10 Earnings Release
1Q10 Earnings Release Anis Chacur Neto Deputy CEO Sérgio Lulia Jacob Director Vice-President & IRO 1
Slide 2: Disclaimer
Disclaimer The following material, on this date, is a presentation containing general information about the Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly, as to the accuracy, completeness or scope of this information. This presentation may include forw
Slide 3: Highlights
Highlights • Return On Average Equity (RoAE) in 1Q10 reached 15.2% p.a. • The Credit Portfolio including guarantees issued reached BRL 9,484.5 million, an outstanding increase of 11.5% over 4Q09 and 47.4% when compared to 1Q09. • Adjusted Net Income* in 1Q10 totaled BRL 46.9 million, an increase of
Slide 4: Credit Portfolio
Credit Portfolio CREDIT PORTFOLIO (BRL million) Including guarantees issued 6,435.5 6,598.1 7,422.2 8,509.2 9,484.5 11.5% SHAREHOLDERS’ EQUITY (BRL million) AND BASEL INDEX* 1.247,1 1.218,4 1.159,5 1.182,2 1.141,9 86.0% 84.3% 84.9% 84.1% 85.2% 18,1% 17,9% 11.2% 13.3% 13.3% 14.6% 13.9% 15,4% 14,6% 1Q
Slide 5: Credit Portfolio Quality
Credit Portfolio Quality 1 2 3 4 5 6 7 Past Due > Past Due > Loan Portfolio * Write Off Write Off / LLR ** LLR ** / Segments 90 days 90 days / (BRL million) (BRL million) Loan Portfolio (BRL million) Loan Portfolio (BRL million) Loan Portfolio C orporate 4,950.3 13.6 0.27% 75.1 1.52% 11.5 0.23% Midd
Slide 6: Corporate
Corporate 46.0% 8,079.7 7,157.2 6,305.0 5,533.0 5,563.1 3.129,4 2.746,8 2.446,4 12.9% 1.927,0 2.056,4 Guarantees Issued Loans 4.950,3 (BRL Mi) 4.410,4 3.606,0 3.506,7 3.858,6 1Q09 2Q09 3Q09 4Q09 1Q10 South Rio de 11.4% Janeiro 7.3% 1Q09 4Q09 1Q10 Ticket 11.8 12.0 12.0 Duration 329 342 346 São Paulo
Slide 7: Middle Market
Middle Market 1,314.3 83.0% 1,242.0 62,1 68,3 984.4 877.0 51,9 5.8% 718.0 29,1 25,5 Guarantees Issued 1.173,7 1.252,2 Loans 932,5 847,9 (BRL Mi) 692,5 1Q09 2Q09 3Q09 4Q09 1Q10 Minas Gerais 5.8% South 24.9% 1Q09 4Q09 1Q10 São Paulo Ticket 1.9 2.0 2.0 49.5% Duration 209 258 256 Groups 388 618 652 Rio
Slide 8: Other Activities
Other Activities TREASURY, M&A AND CAPITAL MARKETS Treasury (BRL Mi) 1Q10 4Q09 1Q09 Revenues 14.7 10.8 0.2 Consolidated Average VaR 1.7 2.3 2.1 Capital Markets (BRL Mi) 1Q10 4Q09 1Q09 Underwriting Fees and M&A 2.4 0.6 0.3 Numbers of deals 8 3 2 8
Slide 9: Funding
Funding 22% 6,446.2 (BRL Mi) 5,841.6 5,532.1 24% 5,076.1 International 4,999.4 23% 24% 39% 32% 9% 10% 8% Retail 22% 9% 19% 22% BNDES 6% 14% 11% 11% 14% 10% Financial institutions 8% 12% 13% 15% 14% 15% Institutional 13% 22% 20% 22% 19% Corporate 20% 1Q09 2Q09 3Q09 4Q09 1Q10 9
Slide 10: Revenue
Managerial Income Statement Revenue MANAGERIAL NET INTEREST INCOME NII (BRL million) 1Q10 4Q09 Var.(%) 1Q09 Var.(%) C redit Operations 93.8 87.9 6.7 88.7 5.7 Treasury* 14.7 10.8 0.2 Net Interest Income before Loan-Loss Provisions (LLP) 108.5 98.7 9.9 88.9 22.0 LLP (13.8) (4.1) 237.9 (25.6) (46.1) LL
Slide 11: Expenses
Managerial Income Statement Expenses PERSONNEL, ADMINISTRATIVE AND PROFIT-SHARING EXPENSES Expenses (BRL million) 1Q10 4Q09 Var.(%) 1Q09 Var.(%) Personnel (20.9) (20.3) 3.4 (20.6) 1.5 Other administrative expenses (14.3) (15.7) (8.4) (12.3) 16.4 Profit Sharing (15.4) (13.5) 14.4 (7.5) 106.0 Taxes (8
Slide 12: Profitability
Profitability ADJUSTED NET INCOME ADJUSTED ROAE BRL million (p.a.) 44,5* 46,9 14,8% * 15,2% 13,0% 38,1 12,0% 35,4 24,0 8,3% 1Q09 2Q09 3Q09 4Q09 1Q10 1Q09 2Q09 3Q09 4Q09 1Q10 *Excluding extraordinary effects of divestment of CETIP and joint to program for settlement of tax debits published by the Fed
Slide 13: Contacts Investor Relations
Contacts Investor Relations Sérgio Lulia Jacob Director Vice-President & IRO Alexandre Sinzato, CFA IR Superintendent www.abcbrasil.com.br/ir ri@abcbrasil.com.br +55 (11) 3170-2186 13